NRI tax & CA situations, find your scenario

Net worth certificate for a visa, what it is and how a CA issues it

The consulate asked for proof of funds and a chartered accountant's certificate, and you're not sure what either of those actually means.

Certifying Indian income and assets for a Form I-864 green-card sponsorship

USCIS wants proof you can support the relative you're sponsoring, and part of your money is in India, so you need a CA to vouch for the Indian side.

Proof of funds for a student visa. The CA solvency certificate explained

The university or embassy wants a chartered accountant's certificate showing the money for the course is real, available, and didn't just appear last week.

A CA letter that explains your Indian tax return to a visa officer

The consulate asked for your Indian ITR translated into something a visa officer can actually read. One certified page, not a stack of forms.

A six-month average balance certificate, proving your funds have been there a while

The visa form doesn't just want a balance today. It wants proof the money has sat in your account for months, certified by a chartered accountant.

The sponsor's financial certificate inside a university's affidavit bundle

The university's checklist wants a sponsor affidavit, proof of funds and a chartered accountant's certificate, and you're the parent funding it all.

Proof of funds for a visa when the money is not yours

A parent, a sibling or an uncle is putting up the money, and now the file has to prove the relationship and where the funds came from, not just the balance.

CA certificates for an education loan and a study-abroad visa

The bank needs a chartered accountant's certificate to sanction the loan, the consulate needs proof of funds, and you're not sure what either should actually say.

Getting your Indian income certified for a foreign mortgage application

The mortgage underwriter wants to count your Indian rent or business income, but only if a chartered accountant certifies it in a form they accept.

Source-of-funds certificate when a foreign bank queries your transfer

You wired money abroad and the bank has frozen it pending proof of where it came from, and a self-written explanation isn't getting you anywhere.

Certifying your Indian donor's source of funds for a gifted home deposit abroad

Your family in India is gifting the down-payment, and the mortgage lender won't accept it until a chartered accountant proves the donor's money is genuine.

The Indian-asset data pack behind your foreign tax disclosure

Your foreign return asks for figures on your Indian accounts and assets, and pulling the right numbers out of Indian statements is its own headache.

Proving the tax you paid in India, to claim a foreign tax credit abroad

Your accountant abroad says they can credit your Indian tax, but only against a proper certificate showing how much was actually paid.

Getting your Indian rupee figures converted and certified in a foreign currency

The form abroad wants your Indian income or balances in dollars, pounds or dirhams, and a chartered accountant's stamp on the converted figure.

Filing your NRI return for NRO interest, Indian rent and dividends

Your bank deducted 30% on the interest, the tenant or company withheld tax too, and you suspect you've paid far more than you actually owe.

Filing your NRI return when capital gains are spread across brokers and funds

You've got equity and mutual-fund gains across two or three brokers, TDS was deducted on the redemptions, and the numbers don't tie out to what the tax department already has.

Foreign tax credit and Schedule FA disclosure on your Indian return

You're back in India, or close to it, and now both your foreign income and your overseas accounts have to find their way onto an Indian return correctly.

Catching up when you haven't filed your Indian return in years

You moved abroad, life got busy, and somewhere along the way three, four, maybe six years of Indian returns went unfiled, and now you don't know where to even start.

You made a loss on one Indian asset: setting it off against your gains

One Indian sale went into a loss while another made a gain, and you want that loss to reduce your tax rather than go to waste.

When you owe advance tax as an NRI, and the interest that follows

You assumed TDS covered everything, and now there is a tax shortfall with interest piling on it that you did not see coming.

What an NRI can and cannot deduct, and the regime that decides it

You want to cut your Indian tax with the usual deductions, but as an NRI some are open to you, some are not, and the default regime removes most of them.

Tax on winnings for an NRI: lottery, game shows and online gaming

You have won money in India, on a game show, a lottery, a card game or an online game, and you want to know what tax it carries.

Verifying your Indian tax return from abroad

The Aadhaar OTP needs an Indian mobile most NRIs do not have. Four other methods work, and you have 30 days.

Fixing a missed or wrong year with an updated return

The ITR-U lets you regularise up to four years late, before a notice finds you. The price is extra tax, and it cannot be used for a refund.

Section 89 relief on salary or pension arrears as an NRI

Getting years of arrears in one lump can push you into a higher slab. Section 89 undoes that, and yes, an NRI can claim it.

Cash limits an NRI must not cross on a property sale

Accepting large cash on a deal carries a penalty equal to the whole amount. The thresholds are lower than people think.

TDS was deducted on your NRE interest. Here is why, and how to get it back

You always heard NRE interest is tax-free, then a deduction showed up on the statement and no one explained it.

Your NRI tax refund, which account it lands in, and how to keep it repatriable

My capital-gains refund got paid into my NRO account, and now I am worried the repatriable money is stuck there.

Why an NRI cannot use Form 15G or 15H, and how to cut the TDS on NRO interest instead

My bank is deducting 30% on my NRO interest even though my income is below the limit, and it will not accept a 15G from me.

Why your foreign tax credit for Indian tax lands in the wrong year

My accountant abroad asked which year to claim the Indian tax in, because India's year and mine do not match. How does this work?

The same salary taxed twice on an onsite deputation, and how to get it back

Your company sent you onsite for a few months, tax was cut on the same salary in both countries, and you want the double tax back.

Returning to India with US RSUs? Schedule FA needs the account, not just the shares

You moved back with vested RSUs sitting in a US brokerage, and you reported the shares but not the account they sit in.

Earning in India as a non-resident sportsperson or performer

Income from playing, performing or endorsing in India is taxed at a flat 20%, with no expenses allowed.

Indian income for an NRI content creator or influencer

Your Indian brand and ad income is business income, and the withholding sections brands use are the wrong ones for an NRI.

Selling on an Indian e-commerce marketplace as an NRI

You have Indian business income and must register for GST, but the marketplace TDS everyone cites does not apply to you.

Receiving a court award, arbitration award or compensation as an NRI

Whether it is taxed depends on what it compensates, and the interest on it is treated separately.

Gold ETFs, gold funds and digital gold: the tax for an NRI

The rules changed in your favour from 2025-26, and the holding period and TDS differ across the three.

Chit funds and an NRI: the FEMA bar and the tax

You generally cannot join an Indian chit fund as an NRI, and if you have, the surplus is taxed but the loss usually is not.

NRI angel investing in an Indian startup, after angel tax

The main tax that hit premium rounds is gone, but two traps for the NRI investor remain.

P2P lending and an NRI: the FEMA problem behind the marketing

Some platforms invite NRIs to register, but lending to unrelated residents is not permitted for an NRI under FEMA.

Teaching Indian students online as an NRI

Whether India taxes your tutoring turns on where you teach from, not just where the students are.

Renting out equipment or machinery in India as an NRI

It is not property rent, and for a non-resident it can be taxed as royalty on the gross, which changes everything.

Being a partner in an Indian firm or LLP as an NRI

Your profit share is exempt, your interest and remuneration are taxable, and a new TDS now bites.

Commission or brokerage from an Indian company as an NRI

Whether it is taxable in India turns on where you rendered the services, not just who paid you.

Agricultural income in India as an NRI

The income itself is exempt. What it can quietly do is raise the tax on the rest of your Indian income.

Standing guarantor on an Indian loan as an NRI

You can do it, but new 2026 FEMA rules apply, and there are tax consequences if the guarantee is ever called.

Scholarships, stipends and fellowships from India as an NRI

A grant to help you study is fully exempt. A payment for work dressed up as a stipend is not.

When a minor child's Indian income is not clubbed with the NRI parent

Most of a minor's income is clubbed with a parent. Income the child earns from their own skill is the big exception.

Money raised through medical crowdfunding: is it taxed?

How the funds are routed decides everything. Registered platform, usually safe. Personal account, exposed.

Lending to or borrowing from family across the border

FEMA allows loans both ways between an NRI and resident relatives. The conditions changed in 2026, and interest carries tax.

Carbon credit income from an Indian project as an NRI

A special flat rate applies, and it can work for or against you. Renewable-energy certificates are a different story.

Selling a domain name or website as an NRI

The old escape route, no cost so no taxable gain, was closed in 2023. Now the whole sale price is taxable.

SaaS and app income from Indian users as an NRI

The taxes people brace for, royalty and the equalisation levy, mostly do not apply. The one that does is GST.

Franchise and royalty income from India as an NRI

Brand and know-how fees are taxed on the gross at 20%. A treaty can lower it, but there is now a filing condition.

Selling art, paintings or antiques in India as an NRI

Ordinary belongings are tax-free to sell. Art and collectibles are a deliberate exception, taxed as capital gains.

Book, music and creative royalty from India as an NRI author

The ₹3 lakh royalty deduction that resident authors enjoy is closed to you. Your Indian royalty is fully taxable.

Selling your car and household goods before leaving India

Personal belongings are not capital assets, so selling them is tax-free. There is one exception, a car used for business.

Gifting to a spouse and the clubbing trap as an NRI

The gift is tax-free, but the income it earns comes straight back to you. A loan is the usual way around it.

The interest on your tax refund is taxable

Your refund is your own money back, but the interest the department adds is income, and nobody deducts tax on it for you.

Prizes and gifts in kind, and how they are taxed

A car you win is taxed at 30% before you can take it. A car you are gifted is not taxed at all. The difference is everything.

The 2-year teaching exemption in India's tax treaties, and how it works both ways

You are an academic crossing a border to teach or research, and someone mentioned a treaty exemption for a couple of years that you are not sure applies to you.

Posted abroad by the Indian government: how your salary and allowances are taxed

You are an Indian government employee on a foreign posting, and you assumed that living abroad keeps your salary out of Indian tax the way it does for other NRIs.

UN and World Bank salaries in India: what is exempt, and the trap for Indians

You work for the UN or another international organisation, your salary feels like it should be tax-free, and you cannot find the exemption anywhere in the Income-tax Act.

Research fellowships and stipends: when they are exempt, and when they are salary

You have a research fellowship or a stipend, someone said it is tax-free, and someone else said you have to pay tax on it, and you cannot tell which is right.

Working remotely from India for a foreign employer

Where you sit decides the tax, not where your employer is. Work from India and that salary is Indian-source.

Salary earned abroad but credited to an Indian account

Work done abroad is not Indian income, but where it first lands can change that. The account you choose matters.

Moving money from your NRO account to NRE or abroad, 15CA, 15CB and the USD 1 million route

Your bank says it can't release the funds until a chartered accountant signs a Form 15CB and you file a Form 15CA, and nobody has explained why.

Repatriating the proceeds of an Indian property sale, 15CA, 15CB and getting the tax signed off

You've sold the flat, the money is sitting in your NRO account, and now the bank wants a chartered accountant's certificate before it will send it abroad.

Repatriating an inheritance from India, 15CA, 15CB and proving the money is genuinely yours

A parent passed away, you've inherited money or assets in India, and the bank wants a chartered accountant's certificate before it will let you take it abroad.

Moving legacy money out of your NRO account when the paper trail is gone

The money has sat in the NRO account for years, from old savings, gifts and matured deposits, and you can no longer prove where each rupee came from.

Moving your money from India to the Gulf, clearing the NRO repatriation paperwork

The funds are sitting in your NRO account in India and the bank keeps asking for a chartered accountant's certificate before it will let them leave the country.

Buying property in India as an NRI, what FEMA allows and which TDS section applies

You're ready to buy a flat back home, but you've heard there are limits on what an NRI can own and a TDS rule you have to get right at registration.

Buying property from an NRI seller. The TDS the buyer has to get right

You're the buyer, the seller turns out to be an NRI, and you've just learned the simple 1% rule you were counting on doesn't apply to you.

Buying an under-construction flat as an NRI: the TDS, the GST and the clock

You are booking a flat that is still being built and paying in instalments, and you are unsure what to deduct, what GST you pay, and when your holding period starts.

Why an NRI cannot buy agricultural land or a farmhouse, and what you can do

You want to buy farmland or a farmhouse in India, or you already have, and you are unsure whether the law even allows it.

Can your foreign spouse be on the deed of an Indian property

Your spouse is not an NRI or an OCI, and nobody can tell you whether their name can go on the deed at all.

Buying an Indian property jointly with a resident, and who really owns it

You are buying with a resident parent, spouse or sibling, and you are unsure whose income and gain it is, and what you can take out of India later.

NRI buyer, resident seller: you deduct 1%, not Section 195

You are an NRI buying a resale flat and unsure whether your own status means the heavier NRI-seller TDS applies. It does not.

Buying property from an NRI in 2026: the TAN and form changes, and when they start

I have a TAN but there is no clear option on the portal for buying property from an NRI. What changed for 2026, and do I still need a TAN?

Renting out your Indian property as an NRI, setting your tenant up for the right TDS

You let out your flat back home, the rent comes in, and now you've learned your tenant was supposed to be deducting tax in a way neither of you knew about.

Your tenant deducted under the wrong section, fixing a 194-IB error on NRI rent

Your tenant deducted 5% as if you were a resident landlord, and now your tax credit doesn't line up and you've been told the section was wrong.

Reporting your Indian rental income in your return as an NRI

Your tenant deducted a big slice of the rent as tax, and you want to know how the rent is actually taxed once you file, and how much of that comes back.

Renting out a co-owned Indian property, and splitting the tax and TDS

The rented property is in more than one name, and you are unsure whose income the rent is and how the tax is divided.

When your tenant is a company, and you are a non-resident landlord

A company has taken your Indian property on rent, and the way it deducts tax is not the standard rate you expected.

Owning more than one Indian home, and the tax on the ones you do not rent

You own two or three Indian properties, live abroad, and are unsure whether the ones sitting empty are taxed even though no rent comes in.

Rent you finally recovered: unrealised rent and arrears, and the tax

A tenant who owed you rent has finally paid, or arrears have come through, and you are unsure when and how it is taxed.

Advance rent and security deposits on your Indian rental

Advance rent is taxed up front, a refundable deposit is not income, and the two are treated very differently.

Letting your Indian property with amenities: the composite-rent trap

Bundling furniture, amenities or services into one inseparable rent can cost you the 30% standard deduction.

GST on commercial rent for an NRI landlord

Commercial rent carries 18% GST separate from income tax, but a reverse-charge rule can shift it to the tenant.

Letting your Indian house to family below market rent

Charging a relative little or no rent does not cap the tax at that low figure, the expected market rent can still be taxed.

Claiming home-loan interest on your Indian property as an NRI

You get the same deductions a resident does, but only if you pick the right tax regime. The default one quietly takes them away.

Someone is occupying your Indian property: what the 12-year clock really means

The house is shut or a caretaker has the keys, you visit once every few years, and you have heard that after twelve years the occupier can claim it.

Claiming a deceased parent's Indian assets, succession certificate, legal heir certificate and the tax side

A parent has passed away, there are bank balances, deposits and shares in India, and the bank keeps asking for documents you have never heard of.

Why an NRI with Indian assets should have an India-specific will

You've made a will where you live, but the flat in Mumbai and the deposits in India are sitting in a system your foreign will was never written for.

Nominee or will, who actually inherits your Indian bank, demat and mutual fund assets

You named your spouse as nominee on the account and assumed that settled it, but a nominee and an heir are not the same thing in India.

Finding everything a late parent owned in India before anything can be transferred

Your parent has passed away, you're abroad, and you don't actually have a full list of what they held in India, let alone the documents to claim it.

What cost you deduct when you eventually sell an inherited Indian asset

You inherited the flat or the shares tax-free, but now you want to sell, and you don't know what figure to subtract as the cost.

Moving a late parent's Indian shares and mutual fund units into your name as an NRI heir

Your parent held shares in a demat account and some mutual fund folios, and you need them in your name, but the registrar keeps asking for forms and you're not even sure where to send them.

A CA certificate confirming India levies no inheritance or estate tax

A bank or authority abroad won't release your inherited Indian money until you prove India charged no death tax on it, and they want that from a chartered accountant.

The parent you inherited from never had a PAN, and what that means for you

You are trying to settle the estate from abroad, and it turns out your late parent never had a PAN, so nothing seems to fit the forms.

Inheriting a flat in one state, land in another, deposits in a third

The estate is scattered across different states, and you are worried you will have to run a separate legal and tax process in each one.

Does a will made abroad work for Indian property, and do you need probate?

The will was drawn up in the country you live in, and you are not sure it even covers the Indian flat, or whether an Indian court has to bless it first.

Administering an Indian estate as an NRI executor, and the tax on it

You have been named executor of an Indian estate, you live abroad, and you have no idea what that actually requires of you or how the estate is taxed.

When a joint account holder dies: who gets the money, and who owns it

A parent or spouse who held a bank account jointly, or named you as nominee, has died, and you are unsure whether the balance is yours to keep.

When the account holder was an NRI: inheriting NRE, NRO and FCNR balances

A parent or spouse who was an NRI has died holding Indian NRI accounts, and you are unsure what the heirs can claim and take abroad.

Inheriting fixed deposits as an NRI, and the TDS on the interest

You have inherited bank fixed deposits, and the TDS is still running on the deceased's PAN while you work out what is yours.

Transmitting inherited shares when there is no nominee and no will

You have inherited shares or a demat holding, the deceased left no nomination and no will, and you need to know whether this means court.

Being the beneficiary of an Indian family trust, as an NRI

Your family has set up, or is thinking of, an Indian private trust with you as a beneficiary, and you are unsure how the income is taxed.

Inherited a house in India as an OCI who never lived there: where to start

I hold an OCI card, I have never lived or filed taxes in India, and I have inherited my parents' house that I want to sell. Where do I even begin?

Inheriting agricultural land or a farmhouse in India as an OCI

A parent has left you farmland, a farmhouse or plantation land in India, and you are an OCI who has heard you are not even allowed to own agricultural property.

Dividing inherited property among co-heirs: is the partition taxed?

The family has finally agreed who gets what, and before anyone signs you want to know whether the division creates a tax bill for the person giving something up.

Avoiding double social-security contributions when you're posted abroad

You're seconded overseas, your salary is being charged social security in two countries at once, and you've heard a certificate can fix it.

Working out your residential status in the year you move

You moved part-way through the year, and you genuinely can't tell whether you count as Resident, RNOR or non-resident for that financial year.

Giving up Indian citizenship or OCI: the tax and FEMA reality

There is no Indian exit tax on your assets. What does change is your FEMA status, your accounts and a few investments.

Running a foreign company from India: the POEM risk

Manage the real decisions from India and your foreign company can become an Indian tax resident. A turnover threshold saves most.

How your days in India are counted, and the 120-day rule

The safe limit used to be 182 days. For a high-earning visiting NRI it can now be just 120. And both travel days count.

Seafarer and merchant-navy tax: your NRI status and your salary

You're at sea most of the year on a foreign-going ship, and you're not sure whether India taxes your salary or even how your days get counted.

Pilots and cabin crew of foreign airlines: how India decides your tax status

You fly for a Gulf or foreign carrier, you spend a good part of the year in India between rosters, and you are not sure whether that makes you an Indian resident.

Offshore oil-rig and continental-shelf workers: when your rig days count as India

You work rotations on an offshore rig, it feels like being abroad, and you assume those days keep you a non-resident, the way a seafarer's days do.

Cruise-ship crew and the seafarer tax rule that may not be yours

You work on a cruise liner, every seafarer tax article tells you your Continuous Discharge Certificate decides your residency, and you are not sure it fits how you actually join and sign off.

Moving from one country to another mid-year, and your Indian income

You changed employer and country partway through the year, and you are not sure which treaty and which residency certificate applies to your Indian income.

Your refund window has closed, but the money may still be recoverable (Section 119(2)(b))

Tax was over-deducted on your NRO interest or a property sale years ago, you never filed to claim it back, and the normal return deadline is long gone.

Your refund was approved but never reached your account

The portal shows your refund was processed, but the money never came. The bank account is closed, your NRO account was never validated, or your foreign address tripped it up.

Your return came back with a demand or a smaller refund (Section 143(1))

You filed your NRI return expecting a refund, and the email back from the department shows a demand instead, or a refund far smaller than you claimed.

You bought property in India and now must explain where the money came from (148A(b))

A notice asks you to show the source of the funds you used to buy a flat in India, and you're worried it turns into a full reopening of your old years.

Your refund is being held back to settle an old demand (Section 245)

You were due a refund, and instead an intimation says it is being adjusted against a demand from years ago that you don't recognise or already settled.

You got a Black Money Act notice about a foreign account you didn't disclose

A notice asks about a foreign bank account or asset that never went into your Indian return, and the law it cites carries a flat 30% charge and heavy penalties.

Reopening an old year: responding to a Section 148 reassessment notice

A notice has arrived reopening a year you thought was closed, usually pointing at a property sale, a large deposit or a remittance the department has flagged.

Your AIS shows a high-value transaction and the portal wants an answer

An e-campaign or e-verification message says a big transaction is showing against your PAN that the department cannot reconcile with a return.

The interest on your parent's joint FD is showing against your PAN

Your resident parent added you, an NRI, as a joint holder on a fixed deposit, and now the interest is appearing in your AIS as if it were your income.

You never filed, you have Indian income, and a notice has arrived

The department says a return was due for a year you did not file, pointing at TDS and income already showing against your PAN.

A defective-return notice, and the 15-day clock that comes with it

Your return was accepted and then a notice says it is defective, with a short window to fix it before it is treated as if you never filed.

Correcting a clear mistake in your intimation or order without an appeal

Your intimation shows a demand or a cut refund from something obviously wrong, a TDS credit missed or a figure that does not add up.

Being taxed through your agent in India, as a non-resident

A relative, tenant or manager in India has been treated as your agent and assessed on your Indian income, or you fear they might be.

Faceless assessment, and why an NRI's case is often not faceless

Most assessments are faceless, but an NRI's is usually assigned to an international-tax officer outside the faceless system.

When your NRI return is picked for scrutiny

A scrutiny notice must land within a strict window, and a property sale is a classic reason an NRI return is picked.

A tax demand after your NRI assessment, and how to stay it

A demand is payable in 30 days, but if you appeal you can apply to pause recovery, usually on paying part of it.

Appealing an Indian assessment as an NRI: the first appeal

You file the first appeal online in Form 35 within 30 days, it is heard faceless by video, and a further appeal lies to the Tribunal.

Getting an advance ruling on a transaction as an NRI

You can ask the tax authority how a deal will be taxed before you do it. Just know the ruling no longer binds anyone.

Fixing treaty double taxation through MAP as an NRI

When India and your country both tax the same income against the treaty, you can make their tax authorities settle it between them.

A tax notice says your NRE seafarer salary is taxable, and why it usually is not

The department has questioned your foreign-ship salary because it was credited to an Indian account, and you need to know whether you actually owe the tax.

Your old resident bank account is still running after you became an NRI

You moved abroad years ago, but your resident savings account and demat in India are still ticking along, and someone has finally told you that's a FEMA problem.

Your old Indian bank account has gone quiet, and what that actually means

You stopped using it years ago when you moved, and now you are not sure whether the money is still there or whether opening it up creates a problem.

Can an NRI invest in a PPF account? The straight answer, and the rules for one you already hold

You cannot open a fresh PPF as an NRI, but a PPF, Sukanya Samriddhi or post-office account you opened while resident follows its own rules, and one 2024 change catches people out.

Still trading on a resident demat account after moving abroad

You've kept buying and selling Indian shares through the resident demat and trading account you opened before you left, and you've just realised an NRI isn't supposed to.

Joint bank account between an NRI and a resident: which accounts allow it, and whose tax it is

You want to add your mother or father in India to an account, or join theirs, and you are unsure which one is allowed and whose income the bank will tax.

Funding your child's foreign education as an NRI: the TCS you do not owe

You are sending money for your child's university abroad, you keep reading about a 20% tax on foreign remittances, and you are worried it applies to you.

Gifts between an NRI and family in India, when they are tax-free and when they are taxed

Your parents want to send you money, or you want to gift your sister something, and someone has warned you there might be tax on it.

A parent gifting a flat or land to an NRI child, what it costs and what carries over

Your father wants to transfer the family flat to you while he can, and you've heard there might be a tax even though it's a gift within the family.

Sending regular maintenance money to your parents in India, is any of it taxed?

You transfer money home every month for your parents, and you've started to wonder whether they, or you, will owe tax on it.

Gift the property now, or leave it in the Will, what actually differs for an NRI child

Your parent wants to settle the family flat on you, and the family is split on whether to gift it now or leave it to you in the Will.

Sending money abroad to your NRI child under the LRS. The limit, the TCS, and getting it back

You are remitting fees or living costs to your child abroad, the bank has deducted a chunk as TCS, and you're not sure if that money is gone or comes back.

Selling gifted or wedding jewellery, and the tax on it

The gold was gifted to you, at your wedding or by family, and now you want to sell some of it and are unsure what, if anything, is taxed.

Sending money to your parents in India, and getting it back later or on their death

If I gift money to my parents in India and they give some back later, or I inherit it, will any of it be taxed, and which account does it go to?

Running your family HUF from abroad, as the karta

You are the senior-most in the family but you live overseas, and you are unsure whether you can still be, or stay, the karta of the HUF.

When is a family HUF non-resident, and when is it taxed only on Indian income

The karta lives abroad, so you assume the HUF is non-resident, but the test is not about the karta's residence.

Dividing the family HUF: what a partition costs in tax

The family wants to split the HUF and share out the assets, and you are unsure whether that triggers a tax bill.

Gifts to and from an HUF, and the tax when the HUF sells property

Money or property is moving between the family HUF and its members, or the HUF is selling an asset, and you are unsure who bears the tax.

Your residential status changed: every record you have to update

Nobody hands you a list. Your status changes on a date, and then a dozen separate records have to be told, each by you, each in its own way.

Your PAN is showing inoperative and TDS is being cut at 20%

The bank says your PAN is inoperative because it isn't linked to Aadhaar, so it's deducting 20%, but you're an NRI and were told you don't even need to link.

Updating your residential status to non-resident on the tax portal

You've lived abroad for years, but the tax department still has you down as a resident, and it's starting to cause problems you didn't expect.

Registering as legal heir to handle a deceased parent's tax affairs

Your parent has passed away, there's a final return to file or a refund to claim, and you're trying to do it from another country.

Applying for a fresh PAN as a foreign citizen or OCI holder

You hold a foreign passport, or an OCI card, and you've been told you need an Indian PAN, but the form asks things that don't quite fit someone living abroad.

RSUs and ESPP from a foreign employer, when India taxes them

Your shares come from a US or other overseas employer, some vested while you were in India, and you can't tell which slice India taxes or how to avoid being taxed twice.

Indian-company ESOPs that vest after you move abroad, how they're taxed

Your Indian employer granted you stock options, then you relocated, and you can't tell how much of the exercise India still taxes when the company withholds against your salary.

ESOP taxed twice, in India and abroad, how to avoid the double hit

Your Indian employer withheld tax on the ESOP exercise and your new country taxed the same vesting through its own payroll, and now it looks like you're paying on the same income twice.

Buybacks, bonus shares and rights issues, how each is taxed for an NRI

Your Indian shares went through a buyback, a bonus issue or a rights offer, and you've no idea whether the money you got is dividend, capital gain, or nothing at all.

Your fund house cut more tax than you owe on a redemption, and how to get it back

The redemption hit your account far lighter than expected because the AMC withheld a big slice of tax, more than you think you actually owe.

You hold old physical share certificates and want to sell them

A drawer of paper share certificates from years ago, and no way to turn them into money because no broker will touch physical shares.

Your shares or dividends went to the IEPF, and how to get them back

You went to claim old shares or dividends and found they had been moved to a government fund because they sat unclaimed for years.

Selling shares in an unlisted or private Indian company, as an NRI

You hold shares in a private or unlisted Indian company and are selling your stake, and the tax rules feel different from listed shares.

The forex rule on Indian shares: computing your gain in your own currency

You bought Indian shares with foreign currency, and you want to know whether the rupee's fall since then adds to your tax.

When your Indian shares are bought back: a rule that changed twice

The tax on a share buyback depends heavily on the date, because it was rewritten in October 2024 and again in April 2026.

When your share loss is disallowed: dividend and bonus stripping

A loss booked around a dividend or bonus record date can be denied by the anti-stripping rules, even for an NRI.

The grandfathered cost of listed shares you bought before 2018

For shares bought before February 2018, the cost is a special grandfathered figure, not simply what you paid.

When your Indian shares are merged or demerged

The swap of your old shares for new ones is not a sale, so no tax arises until you actually sell the new shares.

Trading Indian F&O and intraday as an NRI: it is business income

F&O and intraday profits are not capital gains, they are business income at slab rates, with their own loss and audit rules.

Tendering Indian shares in a delisting, open offer or squeeze-out

The gain is a normal capital gain, but the usual listed-share concession does not apply, because no STT is paid.

Gifting Indian shares, and off-market transfers, as an NRI

A genuine gift of shares is not taxed on the giver, but the receiver and the exchange-control rules both need care.

When an Indian company reduces its capital and pays you

The payout splits in two: a deemed dividend on the accumulated profits, and a capital gain on the rest.

Sweden's ten-year rule, and the Indian shares you bought while you lived there

You have left Sweden, or you are about to. Skatteverket may still have a claim on the Indian holdings you built up while you were there.

PMS, AIFs and GIFT City, how each investing route is taxed for an NRI

You've put money into a PMS, an AIF or a GIFT City fund, and the tax keeps landing in places you didn't expect because each structure passes income through differently.

How to find Indian mutual fund folios you forgot you had

You invested before you moved abroad, the statements went to an address you left years ago, and you have no idea what is still sitting there.

Cashing out an Indian life-insurance or ULIP policy early, and the tax

You want to surrender an Indian policy before it matures, and you are unsure whether the money comes to you tax-free or with a bill attached.

Claiming an Indian life insurance policy nobody has collected

A parent had a policy, or you took one out before you moved, and nothing was ever paid because the insurer could not reach anyone.

Bonds and GDRs of an Indian company bought in foreign currency

You hold foreign-currency bonds or depositary receipts of an Indian company and want to know how the income and gains are taxed.

The NRI special regime for investments bought in foreign currency

You invested foreign currency in Indian shares, deposits or securities, and want to know whether a lower special rate applies.

Getting the treaty rate on your Indian dividends instead of a flat 20%

The registrar cut 20% plus surcharge on my Indian dividend even though my country's treaty says less. How do I fix this?

The 5% MFN dividend rate, and why you cannot claim it

My treaty's most favoured nation clause says 5% on dividends. Why is India still withholding 10%?

Your EPS pension when you leave India before ten years

The provident fund is the part everyone talks about. The pension sitting beside it has its own rules and its own one-way door.

Your EPF claim is blocked for want of an Aadhaar you cannot get

The money is yours, the service is done, and the portal will not let you past a field you have no way to fill from abroad.

What happens to your NPS, and the tax, when an NRI exits the scheme

You opened an NPS account while working in India, you've moved abroad, and now you're not sure whether to keep it, close it, or what the exit will cost you in tax.

Tax on gratuity, superannuation and leave encashment when you leave India for a job abroad

You're resigning from an Indian employer to move overseas, and your final settlement is full of payouts you've never had to think about taxing before.

Withdrawing your EPF as an NRI, and when it is taxed

You left your Indian job and moved abroad, and there is an EPF balance sitting in India that you want to take out cleanly.

How an NRI is taxed on crypto and other virtual digital assets in India

You moved abroad but still have crypto sitting on an Indian exchange, and you can't get a straight answer on what India will tax and what it won't.

Your PPF at maturity as an NRI, what the tax is and how to get the money out

You opened a PPF while living in India, you've since moved abroad, and now you're not sure whether it can run to the end, how the maturity money is taxed, or how you actually send it overseas.

Closing or withdrawing from a PPF before its maturity as an NRI

You've become an NRI and you'd rather not leave your PPF money locked in until it matures, but you can't tell whether you're even allowed to take it out early.

How an Indian pension is taxed when you receive it living abroad

You worked in India, you now live overseas, and an Indian pension keeps arriving, but you can't tell whether India should be taxing it, your new country should, or both.

Gulf end-of-service gratuity and your RNOR window, when India can tax it

You've finished your Gulf job, a lump-sum gratuity is landing, and you're moving back to India, and you can't tell whether India will take a slice of money you earned entirely abroad.

Your VRS payout and leave encashment on leaving Indian employment

You are leaving your Indian job to move abroad, with a voluntary-retirement payout or a leave-encashment cheque, and you want to know how much of it is taxed.

Taking a lump sum by commuting your Indian pension

How much of the commuted lump sum is tax-free turns on whether you were a government employee and whether you also receive gratuity.

Family pension after a death, and how India taxes it

A pension you receive after the death of the family member who earned it is taxed differently from your own pension.

Renouncing Indian citizenship without an OCI card forces your NPS to close

You have taken a foreign passport, you do not hold an OCI card, and you have been told your National Pension System account can no longer stay open.

Returning to India with a US 401(k) or IRA, how India taxes it, and Section 89A

You've moved back to India after years in the US, you still hold a 401(k) or an IRA, and you've been told India might tax it every year even though you haven't touched it.

Section 89A: which countries are notified, and what the election actually does

You're staring at the ITR row for income from a retirement benefit account maintained in a notified country u/s 89A, and you need to know whether your country counts.

US Social Security after you move back to India, and why India does not tax it

You draw US Social Security, you have moved back to India, and you are worried that as a resident on worldwide income India will now tax it too.

Which of your UK pensions and ISA does India tax after you move back?

You have retired to India with a UK State Pension, a workplace or SIPP pot and maybe an ISA, and you are not sure what India can tax.

How India taxes your Canadian pension, RRSP and TFSA after you move back

You have retired to India with CPP, OAS, an RRSP and maybe a TFSA, and you expect India to tax the lot on your worldwide income.

What do you put in Form 10F if your country has no tax identification number?

Six Gulf states issue no tax ID to individuals. The form has a built-in answer for exactly that, and almost nobody quotes it.

The No-PE declaration that lets your Indian client withhold less tax

You bill Indian companies for your services, and they're cutting a big slice as tax before paying you, because nobody has given them the treaty paperwork.

Selling a pre-2001 property, using the 2001 market value as your cost

The flat or plot has been in the family since the 1980s, the original price was tiny, and on paper the gain looks enormous and so does the tax.

Saving capital-gains tax by reinvesting in another house (Section 54)

You sold one house and want to buy another, and you've heard the gain can be tax-free if you do it right, but the timing rules are confusing.

Saving tax on a property gain with capital-gains bonds (Section 54EC)

You sold a plot or a building, you don't want to buy another property, and you'd rather lock the gain away than hand a chunk of it to tax.

Getting back excess TDS the buyer cut on your property sale

The buyer withheld tax on the entire sale price, not on your actual gain, and a huge slice of your money is now stuck with the tax department.

Tax when your old flat goes into redevelopment

The society has signed with a builder, you'll get a bigger flat plus a corpus and monthly rent, and nobody can tell you straight what part of that is taxable.

Selling an old Indian house with no cost documents or valuation report

The house is decades old, it has been added to and modified over the years, and you cannot find the original purchase deed or any valuation.

Deducting what you spent improving an Indian property when the bills are gone

You put real money into that flat or house over the years, but the receipts are long gone and you are not sure any of it counts.

Selling a house you built yourself in India, and proving what it cost

You bought a plot years ago and built the house on it over time, and now there are no clean records of what the construction actually cost.

The assessing officer challenges your property valuation, on cost or on sale price

You filed the gain in good faith, and now a notice says the value you used is wrong, either what you claimed it cost or what you say you sold it for.

When your property sale spans two financial years, which year is the gain taxed?

You signed the agreement and took an advance in one year, but the sale deed was registered in the next, and now you are not sure which year to report the gain in.

Selling a property that was gifted to you, and what it counts as costing

The flat was gifted to you years ago, you paid nothing for it, and now you are selling it and cannot work out what your cost is supposed to be.

Selling a tenant-occupied or encroached property for less than its stamp value

A sitting tenant or an encroachment means the property only fetches a fraction of its official value, and you are worried you will be taxed as if you sold it for the full amount.

Selling your share of a disputed or jointly-owned property

The property is co-owned or caught in a family dispute, and you want to sell your share but do not know how the tax works while the title is unsettled.

The buyer deducted TDS on your sale but the credit is not showing

The buyer took the tax off your sale price, but you have no Form 16A and it is nowhere in your Form 26AS, so you cannot claim it.

You gave your land to a builder for flats: when is the gain taxed?

You signed a development agreement, the builder is constructing, and you are unsure whether you owe capital-gains tax now or only when the flats are ready.

Splitting the TDS when a property has more than one buyer or seller

The sale is not one-to-one: there are two buyers, or you are one of several co-owners, and no one is sure how the TDS is supposed to be split.

Selling agricultural land that has become non-agricultural, as an NRI

You heard agricultural land is tax-free to sell, but yours was converted to non-agricultural use or sits near a town, and now you are not sure.

The property is in joint names but one of you paid for it all

You added your spouse as a co-owner on the deed, but the money was all yours, and now on sale you are unsure whose gain it is.

When the government acquires your Indian land, and whether the compensation is taxed

Your Indian land was taken for a road, a metro or a project, and you are unsure whether the compensation you received is taxable.

Saving tax on a plot or commercial sale: how Section 54F works

You are selling a plot or a commercial property, not a house, and the reinvestment exemption you were told about does not quite fit.

You have not reinvested yet, and the return is due: the CGAS lifeline

You sold and mean to buy another house, but you have not done it yet and the filing deadline is coming, and you are worried the exemption will slip away.

You claimed the exemption, then sold the new house too soon

You saved the capital-gains tax by buying a new house, and now you are selling that house within three years, and the old exemption is coming back to bite.

Buying an under-construction flat to save the tax, and the delay risk

You are putting the gain into an under-construction flat to claim the exemption, and you are worried what happens if the builder runs late.

Selling Indian property as an NRI: the rupee-depreciation trap

You bought the property years ago when the rupee was stronger, and you are surprised how large the taxable gain looks now.

When a bank auctions your Indian property to recover a loan

You lost the property to a bank auction, but the capital-gains tax is still yours, on the full sale price.

When the buyer pays in instalments: the year the tax falls due

The capital-gains tax on your sale is due in the year of transfer on the whole price, even if the money comes over years.

Selling a cooperative housing society flat as an NRI

You are selling society shares and occupancy rights, and the holding period starts at allotment, which can make the gain long-term.

The buyer wants to deduct 25% surcharge on your property sale. It is capped at 15%.

The buyer's advisor says a big sale means 25% or even 37% surcharge, and that number feels far too high.

The buyer deducted just 1% and filed Form 26QB on your NRI sale: how to recover the credit

The buyer treated me like a resident seller, cut 1% under 26QB, and now the TDS is not showing right in my 26AS and I cannot claim my refund.

Selling your Indian property from the US, cutting the TDS and not paying tax twice

The buyer wants to hold back a big slice of your sale price as Indian tax, and you still have to report the same sale on your US return back home.

Using your RNOR window when you move back to India

You're back in India for good, you've heard there's a window where your foreign income stays untaxed, and you don't want to waste it.

Redesignating your NRE, NRO and FCNR accounts when you move back to India

You've moved back to India for good and nobody has told you what's supposed to happen to the NRE, NRO and FCNR accounts you've run for years.

Selling foreign assets as a returning NRI: where the money first lands decides the tax

A consultant told me that moving my US sale proceeds into my Indian bank triggers capital gains tax here. Is that true?

Returning to India as a senior citizen: the regime choice that decides your tax

You are back for good, over 60, and someone said you get a bigger exemption now, but your return may be filing on the regime that takes it away.

Is a critical illness or health-insurance payout taxable in India?

You or a parent claimed on a health or critical-illness policy after coming back, and now you are worried the lump sum is taxable income.

Returning to India to set up your practice: RNOR, 44ADA and GST

You are moving back to open your own clinic or consultancy, and you want the tax set-up right from the first patient.

Your pre-departure checklist when you become an NRI

You've got a job offer abroad and a flight booked, and nobody has told you what to do with your Indian bank accounts and tax records before you go.

Filing your tax return for the year you left India

You moved abroad part-way through the year and you can't tell whether you file as a resident, an NRI, or somehow both.

Granting a Power of Attorney to handle your tax, banking and property in India

You're abroad, your parent in India is willing to handle things for you, and you can't tell what a Power of Attorney actually lets them do.

The Income Tax Clearance Certificate and who actually needs one to leave India

A forwarded message says every Indian now needs a tax clearance certificate to fly out, and you've a flight booked and no idea if it applies to you.

The deemed-resident trap for Gulf NRIs and how to stay clear of it

You live in the UAE, pay no income tax there, and someone has told you India might still treat you as a resident, and you can't tell whether that applies to you.

Realising Indian gains inside the UK's 4-year FIG window

You've just moved to the UK and someone mentioned a four-year window where foreign gains escape UK tax, and you're holding Indian assets you may want to sell.

Selling Indian property while UK-resident. The India side of the gain

You're UK-resident, you've sold (or are selling) a flat in India, and your UK accountant wants the gain in sterling while India taxes it in rupees.

UK inheritance tax and your Indian estate as a long-term resident

You've lived in the UK long enough that someone warned your Indian property and investments could fall within UK inheritance tax, and you want to know the India side.

Indian rental income when you are a UK tax resident

You rent out a property in India but live in the UK, and the same rent belongs on both tax returns.

NRE and NRO interest when you are a UK tax resident

You have been told NRE interest is tax-free, but that is an Indian rule, and it does not hold on your UK return.

Indian mutual funds and the UK offshore non-reporting fund trap

You assume your Indian mutual-fund gains are capital gains for the UK, but they are almost certainly taxed as income.

Your Indian pension, EPF or NPS when you live in the UK

You draw a pension from India, or an EPF or NPS balance, and you are unsure which country taxes it.

The India-UK tax-sparing credit on your NRE and FCNR interest, and its limits

My NRE interest is tax-free in India but taxed in the UK. I read the treaty gives a credit for the Indian tax that was spared. Does that still work?

Undeclared NRE and FCNR interest on your UK return, and how to put it right

You never put your Indian NRE or FCNR interest on your UK tax return because it was tax-free in India, and now you want to come clean before HMRC raises it first.

Posted to the UK? The India-UK deal that switches off your National Insurance

Your Indian employer is sending you to the UK, and you are about to be charged UK National Insurance on top of the Indian PF you already pay.

Is your Indian PPF taxable in the UK once you live there?

You hold a PPF in India and assume it is tax-free everywhere, but that exemption is Indian and it does not follow you onto a UK return.

Becoming a Canadian resident. The landing-day value of your Indian assets

You're moving to Canada and worried that years of growth on your Indian flat, shares and gold will be taxed there, even though none of it happened in Canada.

Selling Indian property as a Canadian resident. India tax, Canadian tax, and the credit

You live in Canada, you're selling a flat back in India, and you've heard you might be taxed twice, once there, once here.

Indian rental income when you are a Canadian tax resident

You rent out a property in India but live in Canada, and the same rent belongs on both tax returns.

NRE and NRO interest when you are a Canadian tax resident

You have been told NRE interest is tax-free, but that is an Indian rule, and it does not hold on your Canadian return.

Holding Indian mutual funds as a Canadian tax resident

You have heard how harshly the US taxes foreign funds, and you want to know whether Canada does the same to your Indian mutual funds.

Your Indian pension, EPF or NPS when you live in Canada

You draw a pension from India, and unusually, the treaty gives India the sole right to tax it, not Canada.

Inheriting or receiving a gift from India as a Canadian resident

Neither country taxes the inheritance itself. Canada even steps up the cost to value at death, so a later sale is gentler than you might fear.

The departure tax when you leave Canada still holding Indian assets

You're leaving Canada, and it wants to tax the gain on your Indian flat and shares as if you sold them the day you go, even though you haven't.

Valuing your Indian assets on the day you became an Australian resident

Your Australian accountant says your Indian shares and property reset to market value on arrival day, and now needs a number for that date from the India side.

Indian rental income when you are an Australian tax resident

You rent out a property in India but live in Australia, and the same rent has to appear on both tax returns.

NRE and NRO interest when you are an Australian tax resident

You have been told your NRE interest is tax-free, but that is only true in India, not on your Australian return.

Holding Indian mutual funds as an Australian tax resident

You have heard how badly the US taxes foreign funds, and you want to know whether Australia does the same to your Indian mutual funds.

Selling Indian property while you are an Australian tax resident

You are selling a property in India but you live in Australia, and both countries want to tax the gain.

Inheriting or receiving a gift from India as an Australian resident

Good news: neither India nor Australia taxes the inheritance itself. The catch is Australian capital gains tax when you sell.

Your Indian income while you are on a temporary Australian visa

You are on a 482 or 485 visa and want to know whether Australia taxes your Indian shares, interest and rent, and what changes the day you get permanent residency.

Indian interest and dividends when you are a French tax resident

France's flat tax hits your Indian interest and dividends, and part of it, the social charges, gets no credit for the India tax.

Indian mutual funds and shares when you are a French tax resident

France taxes securities gains at the flat tax, with no US-style fund penalty, and the treaty can take India out of the picture entirely.

Selling Indian property while you are a French tax resident

France does not re-tax the gain on your Indian property, but the property itself is caught by the French wealth tax while you hold it.

Inheriting or receiving a gift from India as a French resident

India does not tax it. France does, on the worldwide estate, once you have been resident long enough.

Indian rental income when you are a German tax resident

You rent out a property in India but live in Germany, and you expect to be taxed twice. On rent, Germany works differently.

NRE and NRO interest when you are a German tax resident

You have been told NRE interest is tax-free, but that holds only in India, not on your German return.

Indian mutual funds and Germany's yearly fund tax

You hold Indian mutual funds and expect to be taxed only when you sell. In Germany there is a small annual charge before that.

Selling Indian property while you are a German tax resident

You are selling a property in India but live in Germany, and you fear a double tax bill. Germany often does not tax it.

Inheriting or receiving a gift from India as a German resident

India does not tax the inheritance at all. Germany does, on the worldwide estate, so the whole tax question sits in Germany.

Posted to Germany? Skip German social security, and still build a pension

Your Indian employer is sending you to Germany, and German payroll is about to deduct pension and unemployment contributions on top of the Indian PF you already pay.

German exit tax on your Indian shares when you leave Germany

You held shares in an Indian company while living in Germany, and now you are moving back. Germany can tax the gain before you have sold anything.

Indian rental income when you are an Irish tax resident

You rent out a property in India but live in Ireland, and whether Ireland taxes the rent turns on your domicile.

NRE and NRO interest when you are an Irish tax resident

Your Indian interest and whether Ireland taxes it turn on your domicile, and NRE is not automatically tax-free.

Indian mutual funds and Ireland's offshore-fund rules

You expect Ireland's 41% fund tax, but Indian funds fall in a different bucket, and the treaty can remove India's tax entirely.

Selling Indian property while you are an Irish tax resident

You are selling a property in India but live in Ireland, and whether Ireland's 33% capital-gains tax applies turns on your domicile.

Inheriting or receiving a gift from India as an Irish resident

India does not tax it. Ireland's Capital Acquisitions Tax can, at 33%, but a five-year rule can shield a recent arrival.

Indian rental income when you are a Japanese tax resident

Whether Japan taxes your Indian rent turns on how long you have been there, and whether you bring the money in.

Indian interest and dividends when you are a Japanese tax resident

Your Indian interest and dividends can be taxed at Japan's full progressive rates, and NRE is not the tax-free win you think.

Selling Indian property while you are a Japanese tax resident

India taxes the whole gain at 12.5%, and Japan may tax it again depending on your resident tier and what you remit.

Inheriting or receiving a gift from India as a Japan resident

Japan is the one country that can tax an Indian inheritance heavily. A visa-and-years rule decides whether it does.

Selling Indian mutual funds while you live in Japan: the 5-year and remittance traps

I have been in Japan almost five years. Should I sell my Indian mutual funds now, and does sending money to Japan the same year matter?

Indian savings and investments in the Dutch Box 3 system

You hold Indian deposits, shares or mutual funds and live in the Netherlands, where tax is charged on the value, not the income.

Indian property when you are a Dutch tax resident

You own a property in India but live in the Netherlands, and you want to know what the Dutch side taxes.

Your Indian pension, EPF or NPS when you live in the Netherlands

You draw a pension from India, or an EPF or NPS balance, and you are unsure which country taxes it.

Inheriting or being gifted Indian assets while living in the Netherlands

A parent in India has left you assets, or gifted them, and you are unsure whether the Netherlands taxes the inheritance.

Indian rental income when you are a New Zealand tax resident

You rent out a property in India but live in New Zealand, and if you have moved recently, the first four years may be exempt.

NRE and NRO interest when you are a New Zealand tax resident

Your tax-free NRE interest is only tax-free in India, but a four-year window can still shelter it in New Zealand.

Selling Indian property while you are a New Zealand tax resident

New Zealand has no general capital gains tax, so a long-held Indian property is usually taxed only by India.

Inheriting or receiving a gift from India as a New Zealand resident

This is the cleanest case. No inheritance tax, no general capital gains tax, so an Indian inheritance is largely tax-free on both sides.

Do you pay New Zealand tax on Indian funds you have not sold?

I moved to New Zealand and hold Indian mutual funds and shares. Someone said I am taxed on them every year even though I have not sold. Is that right?

Norway wealth tax on property in India, and the 30% rule

You kept a flat in India, Norway taxes what you own, and nobody has told you what value to put in the skattemelding.

How to claim credit in Norway for tax paid in India

Your Indian bank deducted about 31%, your Norwegian return only wants to give you 10%, and you can't see where the rest went.

Norway wealth tax: Indian bank account and mutual funds in the base

Your NRO balance and your fund units are both in the Norwegian wealth base, and every Indian statement you own runs to the wrong date.

Norway exit tax moving to India: your shares and fund units

You're going home to Pune, you haven't sold anything, and Norway wants tax on a gain you never received.

Danish tax on Indian mutual funds, and the year gap it creates

Denmark taxes the NAV rise every year. India taxes you when you redeem. The credit never lines up.

Ejendomsvaerdiskat on the house you kept in India

Denmark taxes a flat it has never seen, on a value nobody sends you, while India charges no income tax on it at all.

Capital gains on Indian shares when you live in Denmark

You sold from Copenhagen, India took tax off the proceeds, and Article 14 says India was not entitled to it.

Danish credit for Indian tax you only paid years later

Your Indian tax was finally settled two years after the Danish year it belongs to, and nobody told you the Danish window was running.

Indian shares and mutual funds when you are a Swiss tax resident

The gain on your Indian shares and funds can escape tax in both countries, though the dividends do not.

Indian rental income when you are a Swiss tax resident

Switzerland does not tax your Indian rent, it only uses it to set the rate on your Swiss income.

Selling Indian property while you are a Swiss tax resident

Switzerland does not tax the gain on foreign property, so India's 12.5% is the only real tax on the sale.

The Swiss wealth tax and your Indian assets

Switzerland taxes your worldwide net wealth, so your Indian deposits, shares and funds are in the base.

Inheriting or receiving a gift from India as a Swiss resident

Swiss inheritance tax is cantonal, and it follows where the deceased lived, not where you live. So an Indian estate is largely outside it.

Selling Indian property as a US resident, why the Section 54 saving can backfire in the US

You sold a flat in India, reinvested to claim Section 54, and your Indian tax came out near zero, and now your US accountant says you owe a lot in America.

NRE and FCNR interest, exempt in India, but taxable on your US return

Your bank says your NRE interest is tax-free, so you assumed there was nothing to report, and now your US accountant is asking for the numbers.

Indian mutual funds and the US PFIC problem, and the India-side data your CPA needs

You hold a few Indian mutual funds, and your US accountant just told you each one is a PFIC and a Form 8621 nightmare.

Indian rental income when you are a US taxpayer

You rent out a property in India but live in the US, and the same rent belongs on both tax returns.

Your Indian EPF, PPF and pension when you are a US taxpayer

You assume your Indian retirement accounts are tax-free, but that is an Indian rule the US does not follow.

NRO interest and Indian dividends when you are a US taxpayer

You earn interest and dividends in India and live in the US, and both countries want a share.

Selling Indian shares or ESOP stock when you are a US taxpayer

You are selling Indian shares, perhaps ESOP or RSU stock, and both countries tax the gain differently.

The US 3.8% investment tax your Indian tax cannot offset

I already pay Indian tax on my Indian gains and interest. Why does the US still add 3.8%, and can my Indian tax not cover it?

Inheriting Indian property as a US person: why the Indian tax can strand your credit

I inherited a house in India and the US gives me a stepped-up cost, but India seems to tax the whole gain from decades ago. Do I pay twice?

Posted to the US? Why you pay both FICA and Indian PF, with no relief

Your Indian employer is sending you to the US on an H-1B or L-1, and you are about to pay US Social Security on top of the Indian provident fund you already pay.

Your US state taxes your Indian income, and the treaty won't stop it

You already pay Indian tax and use the federal foreign tax credit, then California, New York or New Jersey taxes the same Indian income again, with no credit for what India took.

Reporting a gift from India on Form 3520. The India-side paper trail

Your parents in India sent you money, your CPA mentioned Form 3520 and a scary penalty, and you can't work out what India needs from you.

Your Indian mutual funds are frozen because you moved to the US. The India-side fix

You became a US (or Canadian) resident, and now your Indian mutual-fund folios are locked. You can't transact, and you're not sure how to get your own money out.

Indian interest and dividends when you are a Vietnamese tax resident

Vietnam's flat 5% on investment income sounds low, but the credit is capped, so India's higher rate can be what you actually pay.

Indian shares and mutual funds when you are a Vietnamese tax resident

The treaty lets India tax your Indian share gains, and Vietnam taxes the sale itself, so you can end up paying both.

Selling Indian property while you are a Vietnamese tax resident

India's tax on the gain is far larger than Vietnam's tax on the price, so the credit means India's 12.5% is what you pay.

Inheriting or receiving a gift from India as a Vietnam resident

Vietnam does tax inheritances, but only on specific assets and above a threshold, and its reach over foreign assets is not clearly settled.

Inheriting or receiving a gift from India as a Singapore resident

This is the cleanest case of all. Neither India nor Singapore taxes the inheritance, the later sale, or even the ongoing Indian income.

Selling Indian property as a Singapore resident

Singapore takes nothing, but India taxes the gain, and the treaty does not relieve property, whatever you may have heard about shares.

NRE, NRO interest and Indian dividends as a Singapore resident

Your NRE interest is tax-free in India. NRO interest and dividends are taxed, but the treaty brings the rate down if you claim it.

Are your Indian mutual fund gains taxable in India if you live in Singapore?

I keep reading that Singapore residents pay no Indian tax on Indian mutual funds, but the fund house still cut TDS when I redeemed. What is actually true?

Do you have to remit income to Singapore to claim the India treaty rate?

I claimed the 15 per cent treaty rate on my Indian dividends, but I left the money in my NRO account. Can the tax office still charge me the full rate?

Inheriting or receiving a gift from India as a UAE resident

No UAE tax on the inheritance at all. The only thing to understand is a UAE succession rule, which never reaches your Indian assets.

Selling Indian property as a UAE resident

The UAE takes nothing, but India taxes the gain in full, and the treaty gives no relief on property. The trap is the withholding.

NRE, NRO interest and Indian dividends as a UAE resident

Your NRE interest is tax-free in India. NRO interest and dividends are taxed, but the treaty cuts the rate sharply if you claim it.

Are your Indian mutual fund gains taxable in India if you live in the UAE?

The AMC deducted tax when I redeemed my Indian mutual funds, but I am a UAE resident. Can I get it back under the treaty?

The UAE certificate you need to claim the India treaty rate

I have a UAE residence visa and a tax residency certificate, so why is my Indian bank still deducting 30 per cent?

Inheriting or receiving a gift from India as a Thailand resident

Thailand does have an inheritance tax, unlike most of Asia. But an Indian inheritance received by an Indian expat almost always falls outside it.

Do you pay Thai tax on money you bring in from India?

I am a tax resident in Thailand and want to know if transferring my Indian income, including my tax-free NRE interest, is taxable here.

Do you still get the Mauritius treaty exemption on pre-2017 Indian shares after Tiger Global?

I am a Mauritius resident holding Indian shares I bought before 2017. After the Supreme Court's Tiger Global ruling, are my gains still exempt in India?

Why a Hong Kong resident pays Indian tax on Indian shares and funds, unlike Singapore

I live in Hong Kong and read that Singapore residents pay no Indian tax on Indian mutual funds. Do I get the same, or does the treaty work differently?

The Italian wealth tax on your Indian accounts, funds and property

I moved to Italy and hold NRE and NRO accounts, Indian mutual funds and a house in India. What Italian tax do they attract, and what do I still owe India?

Does Malaysia tax the Indian income you bring in?

I live in Malaysia and bring money in from India. I read that remitted foreign income is taxable here. Is my Indian rent and interest caught?

Does South Korea tax your Indian income in your first five years there?

You moved to Korea for a tech or research job and want to know whether Korea now taxes your Indian FDs, mutual funds and rent on top of the Indian tax.

Are your Indian share and mutual fund gains taxable in India if you live in Korea?

You are a South Korea tax resident selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.

Is there a DTAA between India and Nigeria, and how do you avoid double tax?

I live in Lagos and want to find the India-Nigeria treaty so my Indian FD interest and property sale aren't taxed twice.

Selling your Indian property while living in Nigeria, with no DTAA

I'm in Lagos, selling my Mumbai flat, and the buyer says he must cut 12.5% TDS on the whole price. Is there a Nigeria treaty rate, and can I stop that?

Do you pay Brazilian tax on your Indian income?

You have moved to Brazil, you still hold FDs, mutual funds and maybe a flat in India, and you want to know whether Brazil now taxes all of that on top of India.

Are your Indian share and mutual fund gains taxable in India if you live in Brazil?

You are a Brazilian tax resident selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.

Does China tax your Indian income in your first six years there?

You moved to China for an engineering, tech or manufacturing job and want to know whether China now taxes your Indian FDs, mutual funds and rent on top of the Indian tax.

Are your Indian share and mutual fund gains taxable in India if you live in China?

You are a Chinese tax resident selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.

Do you pay Indonesian tax on your Indian income?

You have moved to Indonesia on a KITAS or KITAP, you still hold FDs, mutual funds and maybe a flat in India, and you want to know whether Indonesia now taxes all of that on top of India.

Are your Indian share and mutual fund gains taxable in India if you live in Indonesia?

You are an Indonesian tax resident selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents also helps you.

Are your Indian share and mutual fund gains taxable in India if you live in the United States?

You are a US tax resident selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.

Are your Indian share and mutual fund gains taxable in India if you live in the United Kingdom?

You are a UK tax resident selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.

Are your Indian share and mutual fund gains taxable in India if you live in Canada?

You are a Canadian tax resident selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.

Are your Indian share and mutual fund gains taxable in India if you live in Australia?

You are an Australian tax resident selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.

Are your Indian share and mutual fund gains taxable in India if you live in Germany?

You are a German tax resident selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.

Are your Indian share and mutual fund gains taxable in India if you live in Saudi Arabia?

You are resident in Saudi Arabia selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.

Are your Indian share and mutual fund gains taxable in India if you live in Kuwait?

You are resident in Kuwait selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.

Are your Indian share and mutual fund gains taxable in India if you live in Qatar?

You are resident in Qatar selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.

Are your Indian share and mutual fund gains taxable in India if you live in Oman?

You are resident in Oman selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.

Are your Indian share and mutual fund gains taxable in India if you live in Malaysia?

You are resident in Malaysia selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.

Are your Indian share and mutual fund gains taxable in India if you live in Nepal?

You are resident in Nepal selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.

Are your Indian share and mutual fund gains taxable in India if you live in Cyprus?

You are resident in Cyprus selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.

Are your Indian share and mutual fund gains taxable in India if you live in Malta?

You are resident in Malta selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.

Are your Indian share and mutual fund gains taxable in India if you live in Russia?

You are resident in Russia selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.

Are your Indian share and mutual fund gains taxable in India if you live in Mexico?

You are resident in Mexico selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.

Are your Indian share and mutual fund gains taxable in India if you live in the Czech Republic?

You are resident in the Czech Republic selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.

Are your Indian share and mutual fund gains taxable in India if you live in Hungary?

You are resident in Hungary selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.

Are your Indian share and mutual fund gains taxable in India if you live in Bangladesh?

You are resident in Bangladesh selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.

Are your Indian share and mutual fund gains taxable in India if you live in Turkey?

You are resident in Turkey selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.

Are your Indian share and mutual fund gains taxable in India if you live in Japan?

You are a Japanese tax resident selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.

Are your Indian share and mutual fund gains taxable in India if you live in Italy?

You are an Italian tax resident selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.

Are your Indian share and mutual fund gains taxable in India if you live in Thailand?

You are a Thai tax resident selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.

Are your Indian share and mutual fund gains taxable in India if you live in Spain?

You are a Spanish tax resident selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India can tax the gain at all when your stake in the company is small.

Are your Indian share and mutual fund gains taxable in India if you live in Belgium?

You are a Belgian tax resident selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India can tax the gain at all when your stake in the company is small.

Are your Indian share and mutual fund gains taxable in India if you live in Israel?

You are an Israeli tax resident selling Indian listed shares or redeeming Indian mutual funds, and you want to know whether India still taxes the gain, and whether the units-are-not-shares argument that helps Singapore residents helps you.