NRI tax & CA situations — find your scenario

Net worth certificate for a visa — what it is and how a CA issues it

The consulate asked for proof of funds and a chartered accountant's certificate, and you're not sure what either of those actually means.

Certifying Indian income and assets for a Form I-864 green-card sponsorship

USCIS wants proof you can support the relative you're sponsoring, and part of your money is in India — so you need a CA to vouch for the Indian side.

Proof of funds for a student visa — the CA solvency certificate explained

The university or embassy wants a chartered accountant's certificate showing the money for the course is real, available, and didn't just appear last week.

A CA letter that explains your Indian tax return to a visa officer

The consulate asked for your Indian ITR translated into something a visa officer can actually read — one certified page, not a stack of forms.

Getting your Indian income certified for a foreign mortgage application

The mortgage underwriter wants to count your Indian rent or business income, but only if a chartered accountant certifies it in a form they accept.

Source-of-funds certificate when a foreign bank queries your transfer

You wired money abroad and the bank has frozen it pending proof of where it came from, and a self-written explanation isn't getting you anywhere.

The Indian-asset data pack behind your foreign tax disclosure

Your foreign return asks for figures on your Indian accounts and assets, and pulling the right numbers out of Indian statements is its own headache.

Filing your NRI return for NRO interest, Indian rent and dividends

Your bank deducted 30% on the interest, the tenant or company withheld tax too, and you suspect you've paid far more than you actually owe.

Filing your NRI return when capital gains are spread across brokers and funds

You've got equity and mutual-fund gains across two or three brokers, TDS was deducted on the redemptions, and the numbers don't tie out to what the tax department already has.

Foreign tax credit and Schedule FA disclosure on your Indian return

You're back in India, or close to it, and now both your foreign income and your overseas accounts have to find their way onto an Indian return correctly.

Moving money from your NRO account to NRE or abroad — 15CA, 15CB and the USD 1 million route

Your bank says it can't release the funds until a chartered accountant signs a Form 15CB and you file a Form 15CA, and nobody has explained why.

Repatriating the proceeds of an Indian property sale — 15CA, 15CB and getting the tax signed off

You've sold the flat, the money is sitting in your NRO account, and now the bank wants a chartered accountant's certificate before it will send it abroad.

Repatriating an inheritance from India — 15CA, 15CB and proving the money is genuinely yours

A parent passed away, you've inherited money or assets in India, and the bank wants a chartered accountant's certificate before it will let you take it abroad.

Buying property in India as an NRI — what FEMA allows and which TDS section applies

You're ready to buy a flat back home, but you've heard there are limits on what an NRI can own and a TDS rule you have to get right at registration.

Renting out your Indian property as an NRI — setting your tenant up for the right TDS

You let out your flat back home, the rent comes in, and now you've learned your tenant was supposed to be deducting tax in a way neither of you knew about.

Your tenant deducted under the wrong section — fixing a 194-IB error on NRI rent

Your tenant deducted 5% as if you were a resident landlord, and now your tax credit doesn't line up and you've been told the section was wrong.

Claiming a deceased parent's Indian assets — succession certificate, legal heir certificate and the tax side

A parent has passed away, there are bank balances, deposits and shares in India, and the bank keeps asking for documents you have never heard of.

Why an NRI with Indian assets should have an India-specific will

You've made a will where you live, but the flat in Mumbai and the deposits in India are sitting in a system your foreign will was never written for.

Nominee or will — who actually inherits your Indian bank, demat and mutual fund assets

You named your spouse as nominee on the account and assumed that settled it — but a nominee and an heir are not the same thing in India.

GST on freelance and consulting income from India when you live abroad

You invoice Indian clients from overseas, somebody has raised GST, and you can't tell whether you need to register or whether it touches you at all.

Avoiding double social-security contributions when you're posted abroad

You're seconded overseas, your salary is being charged social security in two countries at once, and you've heard a certificate can fix it.

Working out your residential status in the year you move

You moved part-way through the year, and you genuinely can't tell whether you count as Resident, RNOR or non-resident for that financial year.