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Capital Gains (Securities)

When an Indian company reduces its capital and pays you

The payout splits in two: a deemed dividend on the accumulated profits, and a capital gain on the rest.

A company whose shares you hold in India has reduced its share capital and paid you an amount, or cancelled some of your shares in the process, and you are unsure how it is taxed. This is not a simple sale: the law splits the payout into two different kinds of income, taxed in different ways, and there was a long question of whether the reduction even counted as a sale, now settled by the Supreme Court. Getting the split right, and the NRI withholding, is what matters. Here is how a capital reduction is taxed.
Last reviewed: 26 July 20266 min readReviewed by Preetesh Maloo, CA

The short answer

When a company reduces its capital and pays shareholders, the payment is split. The part that comes out of the company's accumulated profits is treated as a deemed dividend and taxed in your hands as dividend income. The rest is dealt with under the capital-gains rules, because reducing or cancelling your shares is a transfer, as the Supreme Court has confirmed, so you compute a capital gain on that part against your cost of the shares. For an NRI, the deemed-dividend part carries TDS under Section 195 at the treaty dividend rate, and the capital-gains part is computed with your cost. It is a different mechanism from a buyback, so the two should not be confused.

References on this page

  • The payout splits: the part from accumulated profits is a deemed dividend (Section 2(22)(d)), taxed as dividend income
  • The rest is a capital gain, because reducing or cancelling shares is a transfer (Kartikeya V. Sarabhai, Supreme Court)
  • The Supreme Court reaffirmed this in 2025 (PCIT v Jupiter Capital): a capital reduction is an extinguishment of rights, so a transfer
  • For an NRI, the deemed-dividend part carries TDS under Section 195 at the treaty dividend rate

Two kinds of income in one payment

A capital reduction pays you money, or cancels some of your shares for a payment, and the tax law does not treat all of it the same way. The part of the payment that comes out of the company's accumulated profits is a deemed dividend under Section 2(22)(d), and it is taxed in your hands as dividend income, the same as an ordinary dividend since dividends became taxable in shareholders' hands. How much counts as the deemed dividend depends on the company's accumulated profits at the date of the reduction, so it is a figure to establish, not a fixed proportion.

The balance of the payment, beyond the accumulated-profits part, goes through the capital-gains rules. Your shares, or some of them, have been cancelled or reduced in return for the payment, and that is a transfer, so you compute a capital gain on that part: the consideration attributable to it, less your cost in the shares given up. So a single capital reduction can produce both a dividend and a capital gain, taxed under different heads at different rates, which is why it needs to be split carefully.

The Supreme Court point, and the NRI withholding

For years there was a question of whether a capital reduction was even a transfer for capital-gains purposes, since you do not sell your shares to anyone. The Supreme Court settled it in Kartikeya V. Sarabhai, holding that a reduction of share capital extinguishes or relinquishes your rights in the shares, and that is a transfer, so the capital-gains rules apply. It reaffirmed this as recently as 2025 in PCIT v Jupiter Capital, confirming that even a proportionate reduction, where your shareholding is cut but the face value stays, is an extinguishment and so a transfer. So the capital-gains treatment of the non-dividend part is well settled.

For an NRI, the withholding follows the split. The deemed-dividend part carries TDS under Section 195, which you bring down to your treaty dividend rate with a tax residency certificate and Form 10F. The capital-gains part is computed with your cost, and can be reduced with a lower-deduction certificate. One thing to keep clear: this is not the same as a share buyback, which has its own, different rule, so the two should not be run together. A practising CA splits the payment correctly, applies the treaty rate to the dividend part, computes the gain on the rest, and handles the TDS.

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What's involved

What the CA actually does

  1. 1

    We split the payment

    We work out how much of the capital reduction is a deemed dividend from accumulated profits, and how much is capital-gains consideration.

  2. 2

    We apply the treaty to the dividend

    We cap the TDS on the deemed-dividend part at your treaty dividend rate with a tax residency certificate and Form 10F.

  3. 3

    We compute the capital gain

    We calculate the gain on the non-dividend part against your cost, using the settled position that the reduction is a transfer.

  4. 4

    We keep it separate from a buyback

    We make sure the capital reduction is not confused with a buyback, which is taxed under a different rule.

What to have ready

Documents you'll typically need

  • The capital-reduction scheme and the amount paid
  • The company's accumulated-profits position, if available
  • Your cost in the shares reduced or cancelled
  • Your PAN, TRC and residency details

Your destination country can change the details

Requirements differ from one consulate, university and visa route to the next — how recent the figures must be, how long funds must have been held, and which certificates are mandatory. We assemble the documents around the exact checklist you're applying under. To see how India's tax treaty with your country of residence affects related filings, set your country below or compare all 31 countries.

Frequently asked questions

Common questions

An Indian company reduced its capital and paid you?

Tell us the scheme and your cost. A practising CA will split the dividend and gain correctly on a free call, no obligation.

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