Gulf NRI tool
FD TDS Calculator
As a Gulf NRI, your bank deducts 30% TDS on FD interest. Your treaty rate is 12.5%. See exactly how much you are leaving on the table.
Annual interest earned₹1,05,000
TDS without DTAA (30%)-₹31,500
TDS with DTAA (12.5%)-₹13,125
You save every year₹18,375
Over 5 years₹91,875
Visual comparison
Default
₹31,500
Treaty
₹13,125
The gap = ₹18,375/year you are leaving on the table
This is just one FD. The total across all investments is much higher.
A Gulf NRI specialist CA will calculate your full recovery.
4,200+ Indians in Dubai have used our calculators