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FD TDS Calculator

As a Gulf NRI, your bank deducts 30% TDS on FD interest. Your treaty rate is 12.5%. See exactly how much you are leaving on the table.

= ₹15 Lakh

Your saving

You save every year

₹20K

Over 5 years that's 1 lakh recovered

Annual interest earned₹1,05,000
TDS without DTAA30%-₹32,760
TDS with DTAA12.5%-₹13,125

Visual comparison

Default
₹32,760
30%
Treaty
₹13,125
12.5%

This is just one FD. A Gulf NRI specialist CA will quote your full recovery across every Indian holding.

4,200+ Indians in Dubai have used our calculators

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