Free check
What am I missing on my Indian tax? Nine questions, one score.
Residential status, returns, treaty claims, foreign assets, notices. Answer all nine and you get a risk score, the specific gaps that produced it, and the fix for each.
What is your current Indian tax residential status?
Based on your days in India this financial year and the past 10 years.
Have you filed Indian ITR in the last 3 financial years?
Includes belated returns, revised returns, and nil returns.
Do you own property in India?
Includes self-occupied, let-out, and under-construction property.
Do you have NRO accounts or FDs in India?
NRO = Non-Resident Ordinary. Used for Indian-sourced income like rent, dividends, or interest.
Have you ever claimed DTAA treaty relief on your Indian TDS?
DTAA = Double Tax Avoidance Agreement. Claimed via Form 10F + TRC + Section 90 (FY 2025-26 and earlier) or Form 41 + TRC + Section 159 (FY 2026-27 onward).
Do you hold foreign financial assets outside India?
Overseas bank accounts, brokerage, mutual funds, pension funds, foreign property.
If you are Resident/RNOR, have you disclosed foreign assets under Schedule FA in your ITR?
Schedule FA is mandatory for ROR (Resident and Ordinarily Resident) only. RNORs and NRIs are exempt under the ITR instructions read with the Black Money Act 2015. ROR + foreign assets = mandatory Schedule FA disclosure.
Do you have a valid Tax Residency Certificate (TRC) from your country?
Relevant only to a potential treaty claim. The residence certificate must cover the relevant period; additional prescribed details may also be required.
Have you received any Indian tax notice in the last 3 years?
Includes 143(1) intimation, 143(2) scrutiny, 148 reassessment, 245 refund adjustment, 139(9) defective return.
9 of 9 still to answer. The score appears once they are all in.
What to do with this number
Not sure of your status? Work it out first
Half of these answers depend on whether you are non-resident, RNOR or resident for the year.
Confirm treaty applicability first
Your country and relevant year need confirmation. No treaty eligibility or rate is assumed.
Got a notice you have not opened?
Most have a reply clock running from the date of issue. Open it today; a CA reads it with you.
How this is worked out
- Points reflect the answers and recorded country treaty status, capped at 100. Changing country recomputes the score without clearing your answers.
- Treaty and TRC points are excluded when no comprehensive DTAA is recorded or applicability is unknown. A low score does not confirm eligibility or overall compliance.
- The score ranks urgency, not the rupee amount at stake. A single unread notice outranks several small refunds.
- Answers stay in your browser; nothing is sent until you choose to contact us.
Checked against the Income-tax Act and Rules on 10 September 2026. An estimate, not advice: your return decides.