Bank won't release your money? 6 questions. Exact reason. The fix in 48 hours.
You sold the flat. The money hit your NRO, earmarked for the next mortgage payment in United Arab Emiratesand the kids' July fees. It's still there. The bank's compliance desk WhatsApps “one more document needed” every Tuesday.
The block is almost always one of three things. Form 15CA filed on the wrong Part. Form 15CB dated outside the wire window. Or you've already hit the USD 1M FEMA cap for the year.
The other three, missing TRC, Section 285BA KYC, wrong purpose code, show up when the first three check out and the wire still rejects. Six questions, 90 seconds, exact block reason.
Senior CA replies within 24h. ₹50L+ blocked? We've unblocked 500+ NRIs.
NRIs who got the wire through
15CA/15CB filed same-day. Money out of NRO, into the home bank.
RK
R.K. 🇦🇪
Software Engineer, Dubai
“Six years... six years I overpaid TDS on my FDs. Nobody said a word. Not my bank, not my CA. TrustNRI recovered ₹2.8 lakhs including past refunds. The whole thing was remote, didn't step foot in India.”
✓ Recovered ₹2,80,000
RM
R.M. 🇳🇱
Chip Design Engineer, Eindhoven
“India-Netherlands Article 11 caps FD interest TDS at 10%, but my bank was deducting 30%. Three years of FD interest recovered with Section 244A interest on top. Clean, straightforward, exactly the kind of treaty claim every Dutch NRI should be making.”
✓ Recovered €4,200
SJ
S.J. 🇭🇰
VP, Hong Kong
“5% on dividends, territorial tax in HK, and the 2018 DTAA that most banks don't even know about... TrustNRI recovered HK$45,000 from my Indian equity portfolio. IRD TRC took 3 weeks, they guided every step.”
✓ Recovered HK$45,000
Want a CA to file the missing form today?
Most blocks resolve in 48 hours once the right form is filed. Free 15-min scoping call.
Senior CA who specialises in NRI tax · we deal with the tax officer, you don't
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