DTAA comparison
DTAA rates across
52 countries, side by side.
Tap any column to sort by saving, by default rate, or by treaty year. Tap a country to open the full guide with TRC steps and a worked example.
Mauritius
22.5%
interest TDS saved (highest)
Oman
20%
interest TDS saved
Saudi Arabia
20%
interest TDS saved
Biggest interest-TDS savings via DTAA. 22.5% on ₹10L of NRO interest = ₹2,25,000 kept, not blocked.
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TRC + Form 10F + DTAA refund, handled from abroad. We file with your bank and the assessing officer.
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| Country | Interest Default | Interest DTAA | InterestInterest Saving | Dividend Default | Dividend DTAA | DividendDividend Saving | Treaty Year |
|---|---|---|---|---|---|---|---|
| Mauritius | 30% | 7.5% | 22.5% | 20% | 15% | 5% | 1982 (Protocol 10 May 2016, capital gains from 1 April 2017; Protocol 7 March 2024 adding a principal purpose test, in force 10 August 2026) |
| Oman | 30% | 10% | 20% | 20% | 12.5% | 7.5% | 1997 (protocol signed January 2025, effective FY 2026-27, reduces royalties/FTS to 10%; interest cap unchanged at 10%) |
| Saudi Arabia | 30% | 10% | 20% | 20% | 5% | 15% | 2006 (in force 2006, effective FY 2007-08) |
| Qatar | 30% | 10% | 20% | 20% | 10% | 10% | 18 February 2025 (in force 10 September 2025; replaces the 1999 treaty for income from 1 April 2026) |
| Germany | 30% | 10% | 20% | 20% | 10% | 10% | 1995 |
| Netherlands | 30% | 10% | 20% | 20% | 10% | 10% | 1988 |
| Kuwait | 30% | 10% | 20% | 20% | 10% | 10% | 2006 (in force 2007, effective FY 2008-09) |
| France | 30% | 10% | 20% | 20% | 10% | 10% | 1992 (in force 1994) |
| Ireland | 30% | 10% | 20% | 20% | 10% | 10% | 2000 (in force 2002) |
| Switzerland | 30% | 10% | 20% | 20% | 10% | 10% | 1994, amended by protocol 2010 (MFN 5% suspended by Switzerland from 1 Jan 2025 after the Indian SC Nestlé SA ruling, Oct 2023) |
| Malaysia | 30% | 10% | 20% | 20% | 5% | 15% | 2012 (in force 2013) |
| Japan | 30% | 10% | 20% | 20% | 10% | 10% | 1989 (protocol 2006) |
| South Korea | 30% | 10% | 20% | 20% | 15% | 5% | 1985 (revised treaty effective 2017) |
| Hong Kong | 30% | 10% | 20% | 20% | 5% | 15% | 2018 |
| New Zealand | 30% | 10% | 20% | 20% | 15% | 5% | 1986 (in force 1986, effective 1 April 1987) |
| South Africa | 30% | 10% | 20% | 20% | 10% | 10% | 1996 (in force 1997) |
| Kenya | 30% | 10% | 20% | 20% | 10% | 10% | 2016 |
| Sweden | 30% | 10% | 20% | 20% | 10% | 10% | 1997 (in force 1997, effective 1 January 1998) |
| Norway | 30% | 10% | 20% | 20% | 10% | 10% | 2011 (replaced 1986 treaty) |
| Thailand | 30% | 10% | 20% | 20% | 10% | 10% | 2015 (replaced 1985 treaty, effective FY 2016-17) |
| Indonesia | 30% | 10% | 20% | 20% | 10% | 10% | 2012 (in force 2016, replaced 1987 treaty) |
| Portugal | 30% | 10% | 20% | 20% | 15% | 5% | 1998 |
| Luxembourg | 30% | 10% | 20% | 20% | 10% | 10% | 2008 |
| Austria | 30% | 10% | 20% | 20% | 10% | 10% | 1999 |
| Poland | 30% | 10% | 20% | 20% | 10% | 10% | 1989 |
| Finland | 30% | 10% | 20% | 20% | 10% | 10% | 2010 |
| China | 30% | 10% | 20% | 20% | 10% | 10% | 1994 |
| Vietnam | 30% | 10% | 20% | 20% | 10% | 10% | 1994 |
| Israel | 30% | 10% | 20% | 20% | 10% | 10% | 1996 |
| Sri Lanka | 30% | 10% | 20% | 20% | 7.5% | 12.5% | 2013 (Protocol signed 16 December 2024, in force 19 June 2026, applies in India from 1 April 2027) |
| Tanzania | 30% | 10% | 20% | 20% | 10% | 10% | 2011 |
| Uganda | 30% | 10% | 20% | 20% | 10% | 10% | 2004 |
| Nepal | 30% | 10% | 20% | 20% | 10% | 10% | 2011 (in force 2012) |
| Cyprus | 30% | 10% | 20% | 20% | 10% | 10% | 18 November 2016 (in force 14 December 2016, effective in India from FY 2017-18) |
| Malta | 30% | 10% | 20% | 20% | 10% | 10% | 8 April 2013 (in force 7 February 2014, replacing a 1995 treaty; MLI-modified from 1 April 2020 for India) |
| Bangladesh | 30% | 10% | 20% | 20% | 15% | 5% | 27 August 1992 (in force 27 May 1992 per the exchange of ratification instruments; Notification No. GSR 758(E), 8 September 1992) |
| Russia | 30% | 10% | 20% | 20% | 10% | 10% | 25 March 1997, Moscow (in force 11 April 1998) |
| Mexico | 30% | 10% | 20% | 20% | 10% | 10% | 10 September 2007, New Delhi (in force 1 February 2010; effective in India from 1 April 2011) |
| Ukraine | 30% | 10% | 20% | 20% | 15% | 5% | 7 April 1999, Kyiv (in force 31 October 2001, effective in India from FY 2002-03) |
| Taiwan | 30% | 10% | 20% | 20% | 12.5% | 7.5% | 12 July 2011 (in force 12 August 2011, effective in India from 1 April 2012); India-Taipei Association and Taipei Economic and Cultural Center agreement, adopted under Section 90A |
| Lithuania | 30% | 10% | 20% | 20% | 15% | 5% | 26 July 2011 (in force 10 July 2012, effective in India from 1 April 2013) |
| Czech Republic | 30% | 10% | 20% | 20% | 10% | 10% | 1998 (signed Prague 1 Oct 1998, in force 27 Sep 1999, effective in India from FY 2000-01) |
| Romania | 30% | 10% | 20% | 20% | 10% | 10% | 8 March 2013 (in force 16 December 2013, effective in India from 1 April 2014; replaced the 1987 treaty) |
| Hungary | 30% | 10% | 20% | 20% | 10% | 10% | 2003 (signed 3 Nov 2003, in force 4 Mar 2005, effective in India from FY 2006-07) |
| Kazakhstan | 30% | 10% | 20% | 20% | 10% | 10% | 9 December 1996, New Delhi (in force 2 October 1997, effective in India from 1 April 1998; amended by the Protocol of 6 January 2017, in force 12 March 2018) |
| Georgia | 30% | 10% | 20% | 20% | 10% | 10% | 24 August 2011, New Delhi (in force 8 December 2011, effective in India from 1 April 2012; notified by Notification No. 4/2012, 6 January 2012) |
| Estonia | 30% | 10% | 20% | 20% | 10% | 10% | 19 September 2011, Tallinn (in force 20 June 2012, effective in India from 1 April 2013) |
| Uzbekistan | 30% | 10% | 20% | 20% | 10% | 10% | 29 July 1993, New Delhi (in force 25 January 1994; amended by the Protocol signed in Tashkent on 11 April 2012, in force 20 July 2012, with the 10% rates effective in India from FY 2013-14) |
| Belarus | 30% | 10% | 20% | 20% | 15% | 5% | 27 September 1997, New Delhi (in force 17 July 1998, effective in India from 1 April 1999; Article 27 replaced by the Protocol signed in Minsk on 3 June 2015, notified 13 January 2016) |
| Albania | 30% | 10% | 20% | 20% | 10% | 10% | 8 July 2013 at New Delhi (in force 4 December 2013, effective in India from FY 2014-15; notified by Notification 2/2014, SO 47(E), 7 January 2014) |
| Serbia | 30% | 10% | 20% | 20% | 15% | 5% | 8 February 2006 at New Delhi, signed with Serbia and Montenegro (in force for Serbia 23 September 2008; effective in India from FY 2009-10; notified by S.O. 97(E), 7 January 2009) |
| Bhutan | 30% | 10% | 20% | 20% | 10% | 10% | 4 March 2013, New Delhi (in force 17 July 2014, effective in India from 1 April 2015) |
| Kyrgyzstan | 30% | 10% | 20% | 20% | 10% | 10% | 13 April 1999, New Delhi (in force 10 January 2001, effective in India from 1 April 2002; amended by a Protocol notified on 8 December 2021, S.O. 5094(E), which updated Article 26 on exchange of information) |
| Iceland | 30% | 10% | 20% | 20% | 10% | 10% | 2007 (signed 23 Nov 2007, in force 21 Dec 2007, effective in India from 1 April 2008) |
| Latvia | 30% | 10% | 20% | 20% | 10% | 10% | 18 September 2013, New Delhi (in force 28 December 2013, effective in India from 1 April 2014) |
| Slovenia | 30% | 10% | 20% | 20% | 15% | 5% | 2003 (signed Ljubljana 13 Jan 2003, in force 17 Feb 2005, effective in India from FY 2006-07; Amending Protocol signed 17 May 2016, in force 21 Dec 2016, effective in India from 1 Mar 2017) |
| Croatia | 30% | 10% | 20% | 20% | 15% | 5% | 2014 (signed Zagreb 12 Feb 2014, in force 6 Feb 2015, effective in India from FY 2016-17) |
| Armenia | 30% | 10% | 20% | 20% | 10% | 10% | 31 October 2003, New Delhi (in force 9 September 2004, effective in India from 1 April 2005; Notification GSR 800(E), 8 December 2004). A 2016 protocol replaced Article 26 (exchange of information) only |
| North Macedonia | 30% | 10% | 20% | 20% | 10% | 10% | 17 December 2013 at Delhi, with the Republic of Macedonia (in force 12 September 2014; effective in India from 1 April 2015, FY 2015-16; notified by Notification 94/2015, S.O. 3499(E), 21 December 2015) |
| Montenegro | 30% | 10% | 20% | 20% | 15% | 5% | 8 February 2006 at New Delhi, signed with Serbia and Montenegro and adopted by Montenegro on independence (in force 23 September 2008; effective in India from FY 2009-10; notified by S.O. 96(E), 7 January 2009) |
| Myanmar | 30% | 10% | 20% | 20% | 5% | 15% | 2 April 2008, New Delhi (in force 30 January 2009, effective in India from 1 April 2010) |
| Fiji | 30% | 10% | 20% | 20% | 5% | 15% | 2014 (signed 30 Jan 2014 in New Delhi, in force 15 May 2014, effective in India from 1 April 2015) |
| Tajikistan | 30% | 10% | 20% | 20% | 10% | 10% | 20 November 2008, New Delhi (in force 10 April 2009, effective in India from 1 April 2010; amended by a Protocol signed 17 December 2016, in force 20 February 2018, which replaced Article 26(2) on the use of exchanged information) |
| Morocco | 30% | 10% | 20% | 20% | 10% | 10% | 30 October 1998, Rabat (in force 20 February 2000, effective in India from 1 April 2001; Notification GSR 245(E), 15 March 2000). A protocol signed 8 August 2013, in force 15 July 2019, replaced Article 26 (exchange of information) only |
| Jordan | 30% | 10% | 20% | 20% | 10% | 10% | 20 April 1999, New Delhi (in force 16 October 1999, effective in India from 1 April 2000; Notification GSR 810(E), 8 December 1999). No later protocol. MEA reports an MoU for a comprehensive review of the treaty under negotiation |
| Colombia | 30% | 10% | 20% | 20% | 5% | 15% | 13 May 2011, New Delhi (in force 7 July 2014, effective in India from 1 April 2015; Notification S.O. 2465(E), 23 September 2014). No amending protocol. Colombia has signed but not ratified the OECD multilateral instrument (MLI), so it does not modify this treaty |
| Chile | 30% | 10% | 20% | 20% | 10% | 10% | 2020 (signed Santiago 9 Mar 2020, in force 19 Oct 2022, effective in India from FY 2023-24 and in Chile from 1 Jan 2023) |
| Trinidad & Tobago | 30% | 10% | 20% | 20% | 10% | 10% | 1999 (signed 8 Feb 1999 in Port of Spain, in force 13 Oct 1999, effective in India from 1 April 2000) |
| Zambia | 30% | 10% | 20% | 20% | 15% | 5% | 5 June 1981, Lusaka (notified in India 18 January 1984, effective in India from assessment year 1979-80) |
| Mozambique | 30% | 10% | 20% | 20% | 7.5% | 12.5% | 2010 (signed 30 Sep 2010 in New Delhi, in force 28 Feb 2011, effective in India from 1 April 2012) |
| Botswana | 30% | 10% | 20% | 20% | 10% | 10% | 8 December 2006 (in force 30 January 2008, effective in India from 1 April 2009; no amending protocol, and Botswana has not joined the OECD multilateral instrument (MLI)) |
| Uruguay | 30% | 10% | 20% | 20% | 5% | 15% | 8 September 2011, New Delhi (in force 21 June 2013; effective in India from 1 April 2014) |
| Iran | 30% | 10% | 20% | 20% | 10% | 10% | 17 February 2018, New Delhi (in force 29 September 2020, effective in India from 1 April 2021; Notification S.O. 1442(E), 1 April 2021). Iran is not a party to the MLI |
| Ethiopia | 30% | 10% | 20% | 20% | 7.5% | 12.5% | 25 May 2011, Addis Ababa (in force 15 October 2012, effective in India from 1 April 2013) |
| Namibia | 30% | 10% | 20% | 20% | 10% | 10% | 15 February 1997, New Delhi (in force 22 January 1999, effective in India from 1 April 2000; no amending protocol, and Namibia has signed but not ratified the OECD multilateral instrument (MLI)) |
| Syria | 30% | 10% | 20% | 20% | 10% | 10% | 18 June 2008, New Delhi (in force 10 November 2008, effective in India from 1 April 2009; Notification SO 884(E), 30 March 2009). It replaced the 1984 treaty. No later protocol, and Syria has not signed the OECD multilateral instrument (MLI), so the MLI does not change this treaty |
| Sudan | 30% | 10% | 20% | 20% | 10% | 10% | 22 October 2003, Khartoum (in force 15 April 2004; notified by GSR 723(E), 1 November 2004; applies in India from FY 2005-06) |
| Turkmenistan | 30% | 10% | 20% | 20% | 10% | 10% | 25 February 1997, New Delhi (in force 7 July 1997, effective in India from 1 April 1998; Notification GSR 567(E), 25 September 1997). A Protocol on Article 7 was signed the same day. No later protocol appears on the Income Tax Department page, and Turkmenistan has not signed the MLI, so the treaty is unchanged |
| UAE | 30% | 12.5% | 17.5% | 20% | 10% | 10% | 1992 (in force 1993, effective FY 1994-95) |
| US | 30% | 15% | 15% | 20% | 20% | 0% | 1989 (in force 1990) |
| UK | 30% | 15% | 15% | 20% | 10% | 10% | 1993 (protocol 2013) |
| Singapore | 30% | 15% | 15% | 20% | 15% | 5% | 1994 (Third Protocol effective 1 April 2017) |
| Canada | 30% | 15% | 15% | 20% | 20% | 0% | 1996 |
| Australia | 30% | 15% | 15% | 20% | 15% | 5% | 1991 (Protocol 2011, in force 2013) |
| Denmark | 30% | 15% | 15% | 20% | 20% | 0% | 1989 (in force 1989) |
| Philippines | 30% | 15% | 15% | 20% | 20% | 0% | 1990 (in force 1994) |
| Italy | 30% | 15% | 15% | 20% | 20% | 0% | 1993 |
| Spain | 30% | 15% | 15% | 20% | 15% | 5% | 1993 |
| Belgium | 30% | 15% | 15% | 20% | 15% | 5% | 1993 |
| Brazil | 30% | 15% | 15% | 20% | 15% | 5% | 1988 |
| Türkiye | 30% | 15% | 15% | 20% | 15% | 5% | 31 January 1995 (in force 1 February 1997, effective in India from FY 1994-95) |
| Bulgaria | 30% | 15% | 15% | 20% | 15% | 5% | 26 May 1994 at Sofia (in force 23 June 1995, effective in India from FY 1996-97; notified by GSR 205(E), 9 May 1996) |
| Slovakia | 30% | 15% | 15% | 20% | 20% | 0% | 1986 (India-Czechoslovakia agreement signed New Delhi 27 Jan 1986, in force 13 Mar 1987, effective in India from FY 1985-86; continues for Slovakia per CBDT Notification 25/2015) |
| Mongolia | 30% | 15% | 15% | 20% | 15% | 5% | 22 February 1994 (in force 29 March 1996, effective in India from 1 April 1994; no amending protocol. The OECD multilateral instrument (MLI) has applied to it since 2025) |
| Nigeria | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA |
| Bahrain | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA, only a Tax Information Exchange Agreement (TIEA) signed 31 May 2012, in force 11 April 2013 |
| Greece | 30% | 30% | 0% | 20% | 20% | 0% | 11 Feb 1965 (notified 17 Mar 1967, GSR 394; effective from AY 1964-65) |
| Egypt | 30% | 30% | 0% | 20% | 20% | 0% | 20 February 1969, Cairo (notified in India by GSR 2363, 30 September 1969; modified by the MLI from 2021) |
| Libya | 30% | 30% | 0% | 20% | 20% | 0% | 2 March 1981, Tripoli (notified in India by GSR 484(E), 1 July 1982; no amending protocol found, and Libya has not joined the OECD multilateral instrument (MLI)) |
| Guyana | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. India's Income Tax Department lists no tax agreement of any kind with Guyana |
| Suriname | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. The Income Tax Department lists no tax agreement of any kind with Suriname |
| Maldives | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. Only limited agreements: the SAARC Limited Multilateral Agreement (signed 13 November 2005, in effect in India from 1 April 2011), an air transport agreement and a tax information exchange agreement (both signed 11 April 2016) |
| Jamaica | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. The Income Tax Department lists no tax agreement of any kind with Jamaica |
| DR Congo | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. The Income Tax Department lists no tax agreement of any kind with the Democratic Republic of the Congo |
| Madagascar | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. The Income Tax Department lists no tax agreement of any kind with Madagascar |
| Malawi | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. The Income Tax Department lists no tax agreement of any kind with Malawi |
| Panama | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. The Income Tax Department lists no agreement of any kind with Panama; both countries are parties to the OECD multilateral tax assistance convention |
| Brunei | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. Only an agreement for exchange of information and assistance in collection with respect to taxes, signed 28 February 2019, in force 30 January 2020 |
| Seychelles | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. Only a tax information exchange agreement (signed 26 August 2015, in force 28 June 2016) |
| Grenada | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. India's Income Tax Department lists no tax agreement of any kind with Grenada |
| Sierra Leone | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. The Income Tax Department lists no tax agreement of any kind with Sierra Leone |
| Zimbabwe | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. The Income Tax Department lists no tax agreement of any kind with Zimbabwe |
| Afghanistan | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. The Income Tax Department lists only a limited agreement: a 14 September 1975 exchange of letters exempting income from operating aircraft (Notification GSR 514(E), 30 September 1975) |
| Macao | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. Only an agreement for exchange of information with respect to taxes, signed 3 January 2012, in force 16 April 2012 |
| Bahamas | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. Only a tax information exchange agreement (TIEA), signed at Nassau on 11 February 2011, in force 1 March 2011 |
| Lebanon | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. The Income Tax Department lists only a limited agreement on income of enterprises operating aircraft (signed Beirut, 22 February 1968; Notification GSR 1552 and 1553, 28 June 1969), which does not cover individuals' interest, dividends, gains or rent |
| Jersey | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. Only a tax information exchange agreement (signed 3 November 2011, in force 8 May 2012) |
| Argentina | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. Only a tax information exchange and collection assistance agreement, signed 21 November 2011 and in force 28 January 2013, which caps no rates |
| Cayman Islands | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. Only a tax information exchange agreement (signed 21 March 2011, in force 8 November 2011) |
| Gibraltar | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. Only a tax information exchange agreement (signed London 1 February 2013, in force 11 March 2013) |
| Yemen | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. Only two limited air transport agreements: with the Yemen Arab Republic (signed New Delhi, December 1986; GSR 2(E), 1 January 1987) and with the People's Democratic Republic of Yemen (signed New Delhi, 5 August 1988; GSR 857(E), 12 August 1988) |
| Isle of Man | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. Only a tax information exchange agreement, signed in London on 4 February 2011 and in force from 17 March 2011. The India-UK DTAA does not extend to the Isle of Man |
| Guernsey | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. Only a tax information exchange agreement (signed 20 December 2011, in force 11 June 2012) |
| BVI | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. Only a tax information exchange agreement (signed in London on 9 February 2011, in force 22 August 2011) |
| Bermuda | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. Only a tax information exchange agreement (signed 7 October 2010, in force 3 November 2010) |
| Monaco | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. Only a tax information exchange agreement (TIEA), signed at Monaco on 31 July 2012, in force 27 March 2013 |
| Liechtenstein | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. Only a tax information exchange agreement, signed in Berne on 28 March 2013 and in force from 20 January 2014. The India-Switzerland DTAA does not extend to Liechtenstein |
| San Marino | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. Only a tax information exchange agreement (signed in Rome 19 December 2013, in force 29 August 2014) |
| Belize | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. Only a tax information exchange agreement (signed Belmopan 18 September 2013, in force 25 November 2013) |
| Liberia | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. Only a tax information exchange and collection agreement (TIEA), signed in Liberia on 3 October 2011, in force 30 March 2012 |
| Marshall Islands | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. Only a tax information exchange agreement (signed at Majuro 18 March 2016, in force 6 December 2018) |
| Samoa | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. Only a tax information exchange agreement (TIEA), signed at Apia on 12 March 2020, in force 12 September 2023 |
| St Kitts and Nevis | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. Only a tax information exchange agreement (signed at New York, 11 November 2014, in force 2 February 2016) |
| St Vincent | 30% | 30% | 0% | 20% | 20% | 0% | No DTAA. Only an agreement for exchange of information and assistance in collection (TIEA), signed at Kingstown on 19 May 2022, in force 14 February 2023 |
Now that you have your rate, what next?
Most NRIs end up doing one of these two things. Either path keeps you in the loop.