The TrustNRI Real Return

Gross returns lie.
Here's what actually lands.

Every bank and broker shows you gross returns. We subtract Indian TDS at the DTAA treaty rate, your home-country tax on the same income, and the forex spread you'll pay to repatriate. What's left is the only return number that matters, your Real Return in your home currency.

Your country of residence

Drives the DTAA rate and home-country tax estimate.

Amount you'll invest

One-off principal you intend to commit

₹

= ₹15 Lakh

Tenure

Years you'll hold it

Products to compare

Pick at least two.

I have a valid TRC + Form 10F / Form 41

Required for DTAA treaty rate under Section 90 (FY 2025-26 and earlier) or Section 159 (FY 2026-27 onward). Without it, you pay the 30% default.

I'll repatriate earnings to my home country

Adds a ~1.8% forex spread on INR→home currency conversion.

Computed in your browser. Numbers never leave your device.

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Gross returns lie.Here's what actually lands.

Gross returns lie.
Here's what actually lands.