Living abroad?
You are leaving money behind.
Left India and still have an FD, mutual fund folio, or property here? You're overpaying tax. India has treaties with 90+ countries capping your TDS at 10-15%. Your bank is still deducting 30%. We fix that, with the TRC, Form 10F / Form 41, and the ITR line items that actually claim the refund.
₹30,000 - ₹2,00,000
lost per year by the average NRI
30+
countries covered
Pick your country. We will show you the rest.
Each country has a different DTAA with India. Your savings depend on where you are.
Mexico
10,000-15,000 (Indian Embassy in Mexico estimate, broader community including NRIs, PIOs, temporary workers and students; the earlier 2018 MEA figure of about 6,500 was narrower) NRIs · Interest: 10%
Russia
60,000+ (Ministry of External Affairs estimate, though most of that is the 31,000+ Indian student population; the settled community with real financial ties back home is closer to 14,000) NRIs · Interest: 10%
Malta
7,000+ (2021 census-based estimate; broader labour-migration counts run as high as 30,000) NRIs · Interest: 10%
Mauritius
780,000 (PIO + ~12,000 NRIs) NRIs · Interest: 7.5%
Sri Lanka
10,000-15,000 (Indian passport holders) NRIs · Interest: 10%
Brazil
4,000-5,000 NRIs · Interest: 15%
United States of America
5 million+ NRIs · Interest: 15%
United Arab Emirates
3.5 million+ NRIs · Interest: 12.5%
Saudi Arabia
2.5 million+ NRIs · Interest: 10%
United Kingdom
1.7 million+ NRIs · Interest: 15%
South Africa
~1.4 million PIOs (mostly multi-generation), ~25,000 NRIs NRIs · Interest: 10%
Canada
1.4 million+ NRIs · Interest: 15%
Kuwait
1 million+ NRIs · Interest: 10%
Australia
800,000+ NRIs · Interest: 15%
Oman
780,000+ NRIs · Interest: 10%
Qatar
750,000+ NRIs · Interest: 10%
Singapore
600,000+ NRIs · Interest: 15%
Nepal
600,000+ (estimates vary widely given the open border) NRIs · Interest: 10%
Bahrain
350,000+ NRIs · Interest: 30%
Germany
250,000+ NRIs · Interest: 10%
Malaysia
250,000+ NRIs · Interest: 10%
New Zealand
250,000+ NRIs · Interest: 10%
Thailand
250,000+ NRIs · Interest: 10%
Philippines
250,000+ NRIs · Interest: 15%
Italy
200,000+ NRIs · Interest: 15%
France
130,000+ NRIs · Interest: 10%
Ireland
110,000+ NRIs · Interest: 10%
Kenya
110,000+ NRIs · Interest: 10%
Bangladesh
10,385 NRIs (Ministry of External Affairs, plus 6 PIOs) NRIs · Interest: 10%
Portugal
100,000+ NRIs · Interest: 10%
Israel
100,000+ NRIs · Interest: 10%
Norway
75,000+ NRIs · Interest: 10%
Netherlands
60,000+ NRIs · Interest: 10%
Nigeria
60,000+ NRIs · Interest: 30%
Switzerland
60,000+ NRIs · Interest: 10%
Japan
60,000+ NRIs · Interest: 10%
Hong Kong
60,000+ NRIs · Interest: 10%
Tanzania
60,000+ (of Indian origin) NRIs · Interest: 10%
China
45,000+ NRIs · Interest: 10%
Poland
38,000+ NRIs · Interest: 10%
Spain
35,000+ NRIs · Interest: 15%
Sweden
~30,000 (NRIs + PIOs combined) NRIs · Interest: 10%
Uganda
30,000+ (of Indian origin) NRIs · Interest: 10%
Indonesia
25,000+ NRIs · Interest: 10%
Finland
18,000+ NRIs · Interest: 10%
Austria
15,000+ NRIs · Interest: 10%
Belgium
11,000+ NRIs · Interest: 15%
South Korea
10,000+ NRIs · Interest: 10%
Denmark
10,000+ NRIs · Interest: 15%
Cyprus
8,000+ (Statistical Service of Cyprus survey; some community estimates run higher) NRIs · Interest: 10%
Vietnam
6,000+ NRIs · Interest: 10%
Luxembourg
4,600+ NRIs · Interest: 10%