Our story
NRIs have been sidelined
by Indian finance.
We‘re here to change that.
From the founders
After spending years in BFSI, one pattern became impossible to ignore: the Indian financial system treats Non-Resident Indians as an afterthought.
Banks are happy to take NRI deposits — they‘re a cheap source of foreign currency. AMCs love NRI SIPs. Property developers market entire floors to NRI buyers. But when it comes to giving NRIs what they‘re owed? Silence.
India has signed Double Taxation Avoidance Agreements with over 90 countries. These treaties explicitly cap the TDS rates for non-residents. Yet banks keep deducting 30%. AMCs keep deducting 12.5%. And the CA you hired for ₹10,000 has zero incentive to tell you about the treaty that could save you ₹50,000.
That‘s the broken incentive. And that‘s why we built TrustNRI.
We‘re not trying to be the next ClearTax. We‘re not building a banking super-app. We do one thing: we make sure NRIs aren‘t paying a single rupee more than their treaty says they should. Current year and up to six years back.
If the system won‘t advocate for NRIs, we will.
Vipul & Yogesh
Co-founders, TrustNRI
The team
Built by people who‘ve seen the problem firsthand
Vipul Sharma
Co-founder & CEO
Spent years inside BFSI watching the system work against NRIs. Banks happily accepted deposits but nobody ensured the right TDS rates were applied. CAs filed returns at default rates because the incentive structure rewarded speed over accuracy. Vipul saw this firsthand — and it bothered him deeply.
The kind of person who reads treaty articles for fun and notices when a Form 10F has the wrong assessment year. That obsession with getting every detail right is what makes TrustNRI different from a generic tax filing service. Every country page, every DTAA rate, every TRC process on this site has been verified because Vipul would not have it any other way.
His vision: no NRI should ever lose a single rupee to unclaimed treaty benefits. Not because of ignorance, not because of broken incentives, not because nobody cared enough to tell them.
LinkedIn profileYogesh
Co-founder & CTO
The one who turns ideas into reality overnight. When Vipul said "we need a platform that processes 26AS without touching our servers," Yogesh did not say "that is hard" — he built it. When the ask was "personalize the experience for 30 countries," the answer was not a 6-month roadmap. It was working code the next morning.
Turned the complex world of DTAA treaties, TDS rates across 30 countries, and Section 119(2)(b) condonation rules into a platform that anyone can use in 2 minutes. The kind of engineer who believes that if your financial data can be processed in-browser with zero data leaving your device, that is not just a feature — it is a statement about how fintech should handle trust.
Does not stop until it works. Does not ship until it is right. The reason TrustNRI exists as a product and not just a pitch deck.
LinkedIn profileWhat we stand for
Principles that drive every decision
One thing, done right
We don‘t do GST returns. We don‘t open bank accounts. We recover excess TDS through DTAA treaties. That‘s it. And we‘re obsessed with doing it better than anyone.
Aligned incentives
Your CA earns the same whether they claim DTAA or not. We earn 15% of what we recover. Zero recovery = zero fee. That changes everything about how hard we work for you.
Country-specific, not generic
We don‘t hand you a guide and wish you luck. Every country has different treaty articles, TRC processes, and pitfalls. We‘ve mapped each one.
Privacy by design
Your 26AS is processed in your browser. Your data is encrypted. Your CA is bound by professional confidentiality. Trust is in the architecture, not just the name.
₹12Cr+
recovered for NRIs
4,200+
NRIs helped
30
countries covered
₹67,000
avg recovery per NRI
Why you can trust us
Registered. Certified. Accountable.
AMFI Registered
Partnered with practising Chartered Accountants
DTAA specialists across 30 countries
Data encrypted in transit and at rest
Compliant with Indian IT Act provisions