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What tax will I pay in India on selling my shares, funds or property?
Pick what you sold, enter what you paid and what you got. You see the tax, the rate that applies, and whether the India-UAE treaty changes it.
Long term after 12 months
= ₹20 Lakh
= ₹30 Lakh
11.4% of your gain, all-in
Under the India-UAE treaty, gains on Indian shares are taxable in India, so the treaty does not lower this. For fund units a few tribunal rulings have gone the other way under some treaties; ask a CA before relying on that.
Reinvestment reliefs, the 2001 cost step-up, losses to set off and the deduction at source are where the real number moves. A CA runs all of it in one call.
What to do with this number
See what the fund house deducts first
The AMC deducts before paying out; the return recovers the gap between that and this figure.
File the return that settles it
Losses set off, the ₹1.25 lakh exemption and your slab are all applied in the return.
How Indian equity is taxed for NRIs
Rates, holding periods, the US PFIC trap and whether US and Canadian NRIs can buy at all.
How this is worked out
- Rate: 12.5% above the ₹1.25 lakh exemption (Section 112A), plus surcharge for your income band and 4% cess. Surcharge is capped at 15% on equity gains and long-term property gains; short-term property gains carry the full slab surcharge.
- Long term means held more than 12 months for listed shares and equity funds, more than 24 months for property. Short-term property gains and debt fund units bought from 1 April 2023 are taxed at new-regime slab rates on top of your other Indian income.
- Cost is what you paid including stamp duty and improvements; for property bought before 1 April 2001 the fair value on that date can be used instead.
- Reinvestment reliefs (Sections 54, 54F, 54EC) and losses carried forward are not modelled; they can reduce the figure.
- Under the India-UAE treaty, gains on Indian shares are taxable in India, so the treaty does not lower this. For fund units a few tribunal rulings have gone the other way under some treaties; ask a CA before relying on that.
Checked against the Income-tax Act and Rules on 10 September 2026. An estimate, not advice: your return decides.