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MF Redemption TDS Calculator

Gulf NRI: when you redeem Indian mutual funds, your AMC withholds TDS at default non-resident rates. See exactly what gets deducted at redemption vs your actual capital-gains tax.

₹

= ₹5 Lakh

₹

= ₹15 Lakh

Recoverable via ITR

AMC withholding matches actual tax

₹0

LTCG exemption of ₹1.25 lakh applied. Beyond that, 12.5% under Section 112A.

Capital gain₹10,00,000
AMC withholding at redemption12.5%-₹1,09,375
Actual tax owed12.5%-₹1,09,375

A Gulf NRI specialist CA files the ITR that pulls back the over-deducted MF TDS, typically 4-8 months from filing.

Note: capital gains are typically source-taxed in India under most DTAAs (Article 13). Singapore Article 13 grandfathers pre-April-2017 equity. For exact treaty interaction, ask the CA.

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