TrustNRI vs Doing Nothing
The most popular NRI tax strategy: ignore it, hope it goes away, deal with it later. Here is what doing nothing actually costs you, in hard numbers.
Feature by feature
Where each shines
Annual TDS recovery
TrustNRI
₹30,000-₹2,00,000/year recovered
Doing Nothing
₹0. Every rupee stays with the government.
Past 5 Assessment Years recovery
TrustNRI
Section 119(2)(b) condonation (CBDT Circular 11/2024) + 6% Section 244A interest
Doing Nothing
Every year you wait = one year you can never recover
Risk of tax notices
TrustNRI
We ensure compliance, reducing notice risk
Doing Nothing
Section 148 reassessment now covers 3-5 years. AIS/26AS auto-flagging means more NRIs get notices each year. Doing nothing keeps the gap open.
Cost
TrustNRI
Success-fee aligned — we only earn when you recover
Doing Nothing
₹0 upfront. But you lose ₹30K-2L every year. Forever.
Time investment
TrustNRI
15-minute free call + we handle the rest
Doing Nothing
Zero effort. Also zero money back.
5-year total impact
TrustNRI
₹1.5L-10L+ recovered with interest
Doing Nothing
₹1.5L-10L+ permanently lost
So which should you use?
Doing Nothing is great for what they do. TrustNRI is built for one thing: making sure you're not overpaying India through unclaimed DTAA benefits. Use both if you want. Use us when it's about recovering your excess TDS.